# Plinqit vs ChoiceOne Bank

Plinqit and ChoiceOne Bank both sit at 4.9 stars, but that hides the real split: 100% of Plinqit's written reviews are positive against 49% of ChoiceOne Bank's. Plinqit also leads on iOS requirement (13.0 vs 18.4). ChoiceOne Bank's advantage is ads (none vs shown) and ratings volume (5.6K vs 74). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Plinqit holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: ChoiceOne Bank has 5.6K ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 100% of Plinqit's written reviews are positive against 49% of ChoiceOne Bank's.

Plinqit ships an update every 4 months, ChoiceOne Bank monthly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Plinqit | ChoiceOne Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (74 ratings)](https://appshunter.io/ios/app/plinqit/id1086165855/reviews)** | [4.7 (5.6K ratings)](https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews) |
| Number of ratings | 74 | **5.6K** |
| Positive reviews | **100.0% of reviews** | 49.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 4 MB | 197 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HT Mobile Apps LLC](https://appshunter.io/developer/597193942) | [ChoiceOneBank](https://appshunter.io/developer/522481672) |

## What reviewers say

### Plinqit

[App page](https://appshunter.io/ios/app/plinqit/id1086165855)

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

**Highlights:** Earn money for saving, Get paid to learn personal finance, Set savings goals, Refer friends for rewards, Secure bank account linking, FDIC-insured savings

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and simple interface
- 💰 Great for saving money and setting goals
- 💡 Teaches users about finances and money management
- 🚀 Responsive and helpful support staff
- ✅ Allows easy withdrawal of savings


### ChoiceOne Bank

[App page](https://appshunter.io/ios/app/choiceone-bank/id1504585935)

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer funds, Deposit checks via photo, Manage debit cards, View statements and find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app

**What reviewers complain about**

- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues

**Reported bugs**

- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly

**Requested features**

- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits


## Frequently asked questions

### Is Plinqit free?

Plinqit is free to download, with no in-app purchases.

### Is ChoiceOne Bank free?

ChoiceOne Bank is free to download, with no in-app purchases.

### Which has better reviews, Plinqit or ChoiceOne Bank?

Plinqit is rated higher. Plinqit averages 4.9 out of 5 from 74 ratings, while ChoiceOne Bank averages 4.7 from 5.6K ratings.

### Do Plinqit or ChoiceOne Bank have ads?

Plinqit shows ads; ChoiceOne Bank does not.

### Which is updated more often, Plinqit or ChoiceOne Bank?

Plinqit ships an update every 4 months, and ChoiceOne Bank monthly. Most recently, Plinqit was updated on November 2, 2026 and ChoiceOne Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*