# Experian® vs ScoreSense®

The clearest difference is in-app purchases: ScoreSense® at none against Experian®'s 6. ScoreSense® also leads on review sentiment (85% vs 61%) and iOS requirement (15.0 vs 17.0). Experian®'s advantage is update cadence (weekly vs every 3 months) and ratings volume (2.7M vs 10K). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. Experian® sells 6 in-app purchases, starting at $4.99 per month. ScoreSense® asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Experian® against 4.8 for ScoreSense®. That said, the two scores are not equally well evidenced: Experian® has 2.7M ratings behind it against 10K, so its average is the more settled of the two. Written reviews are what separate them: 61% of Experian®'s written reviews are positive against 85% of ScoreSense®'s.

Experian® ships an update weekly, ScoreSense® every 3 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Experian® | ScoreSense® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.7M ratings)](https://appshunter.io/ios/app/experian/id1087101090/reviews) | **[4.8 (10K ratings)](https://appshunter.io/ios/app/scoresense/id1464736367/reviews)** |
| Number of ratings | **2.7M** | 10K |
| Positive reviews | 60.8% of reviews | **84.5% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#31** | — |
| Size | 239 MB | 17 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Experian](https://appshunter.io/developer/1087101089) | [One Technologies, LLC.](https://appshunter.io/developer/964887530) |

## What reviewers say

### Experian®

[App page](https://appshunter.io/ios/app/experian/id1087101090)

**Currently charting:** #31 Top Free · Finance, #39 Top Grossing · Finance (US App Store)

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

**Highlights:** Free credit report and FICO Score, Experian Boost to raise FICO Score, Credit monitoring and alerts, Marketplace for financial products, Bill negotiation and subscription cancellation, Experian CreditLock for identity theft protection

**Features:** Apple Wallet

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Experian CreditWorks℠ with Trial | $4.99 | per month |
| Experian CreditWorks℠ | $4.99 | per month |
| Experian CreditWorks℠ with Trial | $9.99 | per month |
| Experian CreditWorks℠ | $9.99 | per month |
| Experian CreditWorks℠ with Trial | $19.99 | per month |
| Experian CreditWorks℠ | $19.99 | per month |

**What reviewers like**

- 🚀 Accurate credit score monitoring
- 👍 Helpful credit improvement tips
- 🔒 Secure credit report access
- 💡 Useful Experian Boost feature
- 🚀 Convenient credit tracking

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 🔒 Poor customer service and support
- 💰 Overpriced premium subscription
- 🐛 Buggy app performance
- 🔒 Difficult to cancel subscription

**Reported bugs**

- Repeated disconnection of bank accounts
- Inability to view current credit report
- Inconsistent credit score updates

**Requested features**

- More frequent credit report updates
- Integration with other credit bureaus
- Improved dispute resolution process
- Customizable credit monitoring alerts


### ScoreSense®

[App page](https://appshunter.io/ios/app/scoresense/id1464736367)

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

**Highlights:** Credit scores and reports from TransUnion, Equifax, Experian, Daily credit monitoring and alerts, Access to Credit Specialists, ID theft insurance up to $1 million, Score Simulator, Credit Insights and Credit Facts, MyCreditChecklist

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure and reliable
- 👍 Helpful for monitoring credit
- 👍 Provides detailed credit information
- 👍 Convenient to access credit scores

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 💰 Expensive subscription
- 🕰️ Slow credit score updates
- 🤔 Unclear free trial and subscription details

**Reported bugs**

- Frequent sign-in issues
- Forced app updates causing instability

**Requested features**

- More frequent credit score updates
- Improved dispute resolution process
- Facial recognition login option


## Frequently asked questions

### Is Experian® free?

Experian® is free to download, with in-app purchases available.

### Is ScoreSense® free?

ScoreSense® is free to download, with no in-app purchases.

### Which has better reviews, Experian® or ScoreSense®?

ScoreSense® is rated higher. Experian® averages 4.8 out of 5 from 2.7M ratings, while ScoreSense® averages 4.8 from 10K ratings.

### Do Experian® or ScoreSense® have ads?

Neither Experian® nor ScoreSense® shows ads.

### Which is updated more often, Experian® or ScoreSense®?

Experian® ships an update weekly, and ScoreSense® every 3 months. Most recently, Experian® was updated on October 18, 2026 and ScoreSense® on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*