# Experian® vs Zenfi

The clearest difference is ratings volume: Experian® at 2.7M against Zenfi's 639. Experian® also leads on chart position (#32 vs unranked) and update cadence (weekly vs fortnightly). Zenfi's advantage is review sentiment (75% vs 61%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Experian® sells 6 in-app purchases, starting at $4.99 per month and Zenfi sells 8 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Experian® against 4.9 for Zenfi. That said, the two scores are not equally well evidenced: Experian® has 2.7M ratings behind it against 639, so its average is the more settled of the two. Written reviews are what separate them: 61% of Experian®'s written reviews are positive against 75% of Zenfi's.

Experian® ships an update weekly, Zenfi fortnightly. Both last shipped on September 28, 2026.

## The numbers

| Metric | Experian® | Zenfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.7M ratings)](https://appshunter.io/ios/app/experian/id1087101090/reviews) | **[4.9 (639 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** |
| Number of ratings | **2.7M** | 639 |
| Positive reviews | 61.2% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#32** | — |
| Size | 234 MB | 85 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Experian](https://appshunter.io/developer/1087101089) | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) |

## What reviewers say

### Experian®

[App page](https://appshunter.io/ios/app/experian/id1087101090)

**Currently charting:** #32 Top Free · Finance, #38 Top Grossing · Finance (US App Store)

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

**Highlights:** Free credit report and FICO Score, Experian Boost to raise FICO Score, Credit monitoring and alerts, Marketplace for financial products, Bill negotiation and subscription cancellation, Experian CreditLock for identity theft protection

**Features:** Apple Wallet

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Experian CreditWorks℠ with Trial | $4.99 | per month |
| Experian CreditWorks℠ | $4.99 | per month |
| Experian CreditWorks℠ with Trial | $9.99 | per month |
| Experian CreditWorks℠ | $9.99 | per month |
| Experian CreditWorks℠ with Trial | $19.99 | per month |
| Experian CreditWorks℠ | $19.99 | per month |

**What reviewers like**

- 🚀 Accurate credit score monitoring
- 👍 Helpful credit improvement tips
- 🔒 Secure credit report access
- 💡 Useful Experian Boost feature
- 🚀 Convenient credit tracking

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 🔒 Poor customer service and support
- 💰 Overpriced premium subscription
- 🐛 Buggy app performance
- 🔒 Difficult to cancel subscription

**Reported bugs**

- Repeated disconnection of bank accounts
- Inability to view current credit report
- Inconsistent credit score updates

**Requested features**

- More frequent credit report updates
- Integration with other credit bureaus
- Improved dispute resolution process
- Customizable credit monitoring alerts


### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


## Frequently asked questions

### Is Experian® free?

Experian® is free to download, with in-app purchases available.

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Which has better reviews, Experian® or Zenfi?

Zenfi is rated higher. Experian® averages 4.8 out of 5 from 2.7M ratings, while Zenfi averages 4.9 from 639 ratings.

### Do Experian® or Zenfi have ads?

Neither Experian® nor Zenfi shows ads.

### Which is updated more often, Experian® or Zenfi?

Experian® ships an update weekly, and Zenfi fortnightly. Most recently, Experian® was updated on September 28, 2026 and Zenfi on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*