# Experian® vs ScoreMaster®

The clearest difference is review sentiment: Experian® at 61% against ScoreMaster®'s 0%. Experian® also leads on rating (4.8 vs 2.5) and ads (none vs shown). ScoreMaster®'s advantage is in-app purchases (none vs 6) and iOS requirement (13.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. Experian® sells 6 in-app purchases, starting at $4.99 per month. ScoreMaster® asks for nothing beyond the download.

Experian® holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Experian® has 2.7M ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 61% of Experian®'s written reviews are positive against 0% of ScoreMaster®'s.

Experian® ships an update weekly, ScoreMaster® every 3 months. The most recent releases landed on September 24, 2026 and June 7, 2026 respectively.

## The numbers

| Metric | Experian® | ScoreMaster® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7M ratings)](https://appshunter.io/ios/app/experian/id1087101090/reviews)** | [2.5 (13 ratings)](https://appshunter.io/ios/app/scoremaster/id1587923347/reviews) |
| Number of ratings | **2.7M** | 13 |
| Positive reviews | **61.2% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Best chart rank | **#26** | — |
| Size | 234 MB | 31 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Experian](https://appshunter.io/developer/1087101089) | [ConsumerDirect Inc](https://appshunter.io/developer/783694783) |

## What reviewers say

### Experian®

[App page](https://appshunter.io/ios/app/experian/id1087101090)

**Currently charting:** #26 Top Free · Finance, #41 Top Grossing · Finance (US App Store)

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

**Highlights:** Free credit report and FICO Score, Experian Boost to raise FICO Score, Credit monitoring and alerts, Marketplace for financial products, Bill negotiation and subscription cancellation, Experian CreditLock for identity theft protection

**Features:** Apple Wallet

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Experian CreditWorks℠ with Trial | $4.99 | per month |
| Experian CreditWorks℠ | $4.99 | per month |
| Experian CreditWorks℠ with Trial | $9.99 | per month |
| Experian CreditWorks℠ | $9.99 | per month |
| Experian CreditWorks℠ with Trial | $19.99 | per month |
| Experian CreditWorks℠ | $19.99 | per month |

**What reviewers like**

- 🚀 Accurate credit score monitoring
- 👍 Helpful credit improvement tips
- 🔒 Secure credit report access
- 💡 Useful Experian Boost feature
- 🚀 Convenient credit tracking

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 🔒 Poor customer service and support
- 💰 Overpriced premium subscription
- 🐛 Buggy app performance
- 🔒 Difficult to cancel subscription

**Reported bugs**

- Repeated disconnection of bank accounts
- Inability to view current credit report
- Inconsistent credit score updates

**Requested features**

- More frequent credit report updates
- Integration with other credit bureaus
- Improved dispute resolution process
- Customizable credit monitoring alerts


### ScoreMaster®

[App page](https://appshunter.io/ios/app/scoremaster/id1587923347)

Take control of your credit, identity, money, and online privacy. This app offers tools to improve your credit score, monitor for fraud, and manage your finances all in one place.

**Highlights:** 24/7 Credit Monitoring, Credit Reporting Error Removal, Integrated Money Manager, Online Privacy Protection, Fraud Insurance, Credit Score Alerts, 3-Bureau Credit Report Comparison

**In-app purchases:** none


## Frequently asked questions

### Is Experian® free?

Experian® is free to download, with in-app purchases available.

### Is ScoreMaster® free?

ScoreMaster® is free to download, with no in-app purchases.

### Which has better reviews, Experian® or ScoreMaster®?

Experian® is rated higher. Experian® averages 4.8 out of 5 from 2.7M ratings, while ScoreMaster® averages 2.5 from 13 ratings.

### Do Experian® or ScoreMaster® have ads?

ScoreMaster® shows ads; Experian® does not.

### Which is updated more often, Experian® or ScoreMaster®?

Experian® ships an update weekly, and ScoreMaster® every 3 months. Most recently, Experian® was updated on September 24, 2026 and ScoreMaster® on June 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*