# Experian® vs IdentityIQ

The clearest difference is in-app purchases: IdentityIQ at none against Experian®'s 6. IdentityIQ also leads on iOS requirement (15.1 vs 17.0). Experian®'s advantage is ads (none vs shown) and review sentiment (61% vs 34%). On price, rating and device support there is nothing between them.

Both are free to download. Experian® sells 6 in-app purchases, starting at $4.99 per month. IdentityIQ asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Experian® against 4.9 for IdentityIQ. That said, the two scores are not equally well evidenced: Experian® has 2.7M ratings behind it against 5.1K, so its average is the more settled of the two. Written reviews are what separate them: 61% of Experian®'s written reviews are positive against 34% of IdentityIQ's.

Experian® ships an update weekly, IdentityIQ fortnightly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Experian® | IdentityIQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.7M ratings)](https://appshunter.io/ios/app/experian/id1087101090/reviews) | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/identityiq/id1617456340/reviews)** |
| Number of ratings | **2.7M** | 5.1K |
| Positive reviews | **61.2% of reviews** | 33.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Best chart rank | **#27** | — |
| Size | 234 MB | 44 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Experian](https://appshunter.io/developer/1087101089) | [Identity Intelligence Group, LLC](https://appshunter.io/developer/1617456342) |

## What reviewers say

### Experian®

[App page](https://appshunter.io/ios/app/experian/id1087101090)

**Currently charting:** #27 Top Free · Finance, #43 Top Grossing · Finance (US App Store)

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

**Highlights:** Free credit report and FICO Score, Experian Boost to raise FICO Score, Credit monitoring and alerts, Marketplace for financial products, Bill negotiation and subscription cancellation, Experian CreditLock for identity theft protection

**Features:** Apple Wallet

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Experian CreditWorks℠ with Trial | $4.99 | per month |
| Experian CreditWorks℠ | $4.99 | per month |
| Experian CreditWorks℠ with Trial | $9.99 | per month |
| Experian CreditWorks℠ | $9.99 | per month |
| Experian CreditWorks℠ with Trial | $19.99 | per month |
| Experian CreditWorks℠ | $19.99 | per month |

**What reviewers like**

- 🚀 Accurate credit score monitoring
- 👍 Helpful credit improvement tips
- 🔒 Secure credit report access
- 💡 Useful Experian Boost feature
- 🚀 Convenient credit tracking

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 🔒 Poor customer service and support
- 💰 Overpriced premium subscription
- 🐛 Buggy app performance
- 🔒 Difficult to cancel subscription

**Reported bugs**

- Repeated disconnection of bank accounts
- Inability to view current credit report
- Inconsistent credit score updates

**Requested features**

- More frequent credit report updates
- Integration with other credit bureaus
- Improved dispute resolution process
- Customizable credit monitoring alerts


### IdentityIQ

[App page](https://appshunter.io/ios/app/identityiq/id1617456340)

This service offers top-rated identity theft protection and credit report monitoring. It utilizes innovative and enhanced monitoring techniques to help keep you protected and provide peace of mind.

**Highlights:** Identity theft protection, Credit report monitoring, Enhanced monitoring techniques, Peace of mind, Top-rated service

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 🔒 Helpful for monitoring credit and identity
- 💡 Useful credit score and utilization tracking features
- 🚀 Provides fast alerts for credit changes

**What reviewers complain about**

- 🐛 App crashes and login issues
- 🔒 Difficult to cancel subscription
- 🐛 Reports not up to date
- 💰 Expensive subscription fees
- 🐛 App and website performance issues

**Reported bugs**

- Facial recognition/biometrics not working
- Unable to upgrade plan through the app
- App not loading or functioning properly

**Requested features**

- Add option to lock/unlock social security number
- Improve subscription management and cancellation process
- Provide more frequent credit report and score updates


## Frequently asked questions

### Is Experian® free?

Experian® is free to download, with in-app purchases available.

### Is IdentityIQ free?

IdentityIQ is free to download, with no in-app purchases.

### Which has better reviews, Experian® or IdentityIQ?

IdentityIQ is rated higher. Experian® averages 4.8 out of 5 from 2.7M ratings, while IdentityIQ averages 4.9 from 5.1K ratings.

### Do Experian® or IdentityIQ have ads?

IdentityIQ shows ads; Experian® does not.

### Which is updated more often, Experian® or IdentityIQ?

Experian® ships an update weekly, and IdentityIQ fortnightly. Most recently, Experian® was updated on September 25, 2026 and IdentityIQ on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*