# Experian® vs Pebblescore

The clearest difference is in-app purchases: Pebblescore at none against Experian®'s 6. Pebblescore also leads on iOS requirement (14.0 vs 17.0). Experian®'s advantage is ratings volume (2.7M vs 130) and rating (4.8 vs 4.5). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Experian® sells 6 in-app purchases, starting at $4.99 per month. Pebblescore asks for nothing beyond the download.

Experian® holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Experian® has 2.7M ratings behind it against 130, so its average is the more settled of the two. Written reviews complicate that: 61% of Experian®'s written reviews are positive against 67% of Pebblescore's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 1, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Experian® | Pebblescore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7M ratings)](https://appshunter.io/ios/app/experian/id1087101090/reviews)** | [4.5 (130 ratings)](https://appshunter.io/ios/app/pebblescore/id6450597267/reviews) |
| Number of ratings | **2.7M** | 130 |
| Positive reviews | 61.2% of reviews | **66.7% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#29** | — |
| Size | 234 MB | 53 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Experian](https://appshunter.io/developer/1087101089) | [Pebblescore Data Services Limited](https://appshunter.io/developer/1693990811) |

## What reviewers say

### Experian®

[App page](https://appshunter.io/ios/app/experian/id1087101090)

**Currently charting:** #29 Top Free · Finance, #39 Top Grossing · Finance (US App Store)

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

**Highlights:** Free credit report and FICO Score, Experian Boost to raise FICO Score, Credit monitoring and alerts, Marketplace for financial products, Bill negotiation and subscription cancellation, Experian CreditLock for identity theft protection

**Features:** Apple Wallet

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Experian CreditWorks℠ with Trial | $4.99 | per month |
| Experian CreditWorks℠ | $4.99 | per month |
| Experian CreditWorks℠ with Trial | $9.99 | per month |
| Experian CreditWorks℠ | $9.99 | per month |
| Experian CreditWorks℠ with Trial | $19.99 | per month |
| Experian CreditWorks℠ | $19.99 | per month |

**What reviewers like**

- 🚀 Accurate credit score monitoring
- 👍 Helpful credit improvement tips
- 🔒 Secure credit report access
- 💡 Useful Experian Boost feature
- 🚀 Convenient credit tracking

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 🔒 Poor customer service and support
- 💰 Overpriced premium subscription
- 🐛 Buggy app performance
- 🔒 Difficult to cancel subscription

**Reported bugs**

- Repeated disconnection of bank accounts
- Inability to view current credit report
- Inconsistent credit score updates

**Requested features**

- More frequent credit report updates
- Integration with other credit bureaus
- Improved dispute resolution process
- Customizable credit monitoring alerts


### Pebblescore

[App page](https://appshunter.io/ios/app/pebblescore/id6450597267)

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

**Highlights:** Credit score checking, Comprehensive credit reports, Personalized improvement recommendations, Access to low-interest loans, Financial goal achievement tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Experian® free?

Experian® is free to download, with in-app purchases available.

### Is Pebblescore free?

Pebblescore is free to download, with no in-app purchases.

### Which has better reviews, Experian® or Pebblescore?

Experian® is rated higher. Experian® averages 4.8 out of 5 from 2.7M ratings, while Pebblescore averages 4.5 from 130 ratings.

### Do Experian® or Pebblescore have ads?

Neither Experian® nor Pebblescore shows ads.

### Which is updated more often, Experian® or Pebblescore?

Experian® ships an update weekly, and Pebblescore weekly. Most recently, Experian® was updated on October 1, 2026 and Pebblescore on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*