# Hocutt App vs UFCU Mobile

The clearest difference is rating: UFCU Mobile at 4.7 against Hocutt App's 1.0. UFCU Mobile also leads on update cadence (fortnightly vs every 40 months) and ratings volume (21K vs 3). Hocutt App's advantage is iOS requirement (9.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UFCU Mobile holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: UFCU Mobile has 21K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Hocutt App's written reviews are positive against 25% of UFCU Mobile's.

Hocutt App ships an update every 40 months, UFCU Mobile fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Hocutt App | UFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (3 ratings)](https://appshunter.io/ios/app/hocutt-app/id1087250652/reviews) | **[4.7 (21K ratings)](https://appshunter.io/ios/app/ufcu-mobile/id1638772747/reviews)** |
| Number of ratings | 3 | **21K** |
| Positive reviews | 0.0% of reviews | **24.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 17 MB | 426 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [LG Perfect Circle Media Group](https://appshunter.io/developer/966361828) | [University Federal Credit Union](https://appshunter.io/developer/462967224) |

## What reviewers say

### Hocutt App

[App page](https://appshunter.io/ios/app/hocutt-app/id1087250652)

Manage and pay your invoices on the go. This finance app allows you to easily view and track all your outstanding bills. Stay on top of your payments with convenient tracking features.

**Highlights:** View invoices, Track invoices, Pay invoices, Manage bills, Financial tracking

**In-app purchases:** none


### UFCU Mobile

[App page](https://appshunter.io/ios/app/ufcu-mobile/id1638772747)

Manage your UFCU accounts securely and conveniently from your mobile device. Access real-time balances, make deposits, transfer funds, and pay bills with advanced security features like Face ID and PIN login.

**Highlights:** Card activation and management, Real-time balance and transaction history, Mobile check deposit, Fund transfers between accounts, Bill payment, Secure messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easier to navigate
- 🚀 Faster performance
- 🔒 Improved security features
- 🌟 Modern and clean design

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow account balance updates
- 🤔 Missing key features from old app
- 🕰️ Longer login process
- 🤯 Confusing user interface

**Reported bugs**

- Unable to log in with valid credentials
- Inconsistent pending transaction display
- Accounts not syncing properly

**Requested features**

- Restore ability to transfer between UFCU members
- Bring back express account view
- Add option to remove corporate logos from transactions
- Improve transaction history display and sorting


## Frequently asked questions

### Is Hocutt App free?

Hocutt App is free to download, with no in-app purchases.

### Is UFCU Mobile free?

UFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Hocutt App or UFCU Mobile?

UFCU Mobile is rated higher. Hocutt App averages 1.0 out of 5 from 3 ratings, while UFCU Mobile averages 4.7 from 21K ratings.

### Do Hocutt App or UFCU Mobile have ads?

Neither Hocutt App nor UFCU Mobile shows ads.

### Which is updated more often, Hocutt App or UFCU Mobile?

Hocutt App ships an update every 40 months, and UFCU Mobile fortnightly. Most recently, Hocutt App was updated on October 24, 2026 and UFCU Mobile on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*