# 365Pay vs CashBack+ Pay

The clearest difference is review sentiment: CashBack+ Pay at 87% against 365Pay's 23%. CashBack+ Pay also leads on rating (4.8 vs 4.6) and monetization model (ad-supported vs free with in-app purchases). 365Pay's advantage is ratings volume (9.8K vs 619). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CashBack+ Pay holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 365Pay has 9.8K ratings behind it against 619, so its average is the more settled of the two. Written reviews point the same way: 23% of 365Pay's written reviews are positive against 87% of CashBack+ Pay's.

365Pay ships an update monthly, CashBack+ Pay every 2 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 365Pay | CashBack+ Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (9.8K ratings)](https://appshunter.io/ios/app/365pay/id1087422156/reviews) | **[4.8 (619 ratings)](https://appshunter.io/ios/app/cashback-plus-pay/id6499554007/reviews)** |
| Number of ratings | **9.8K** | 619 |
| Positive reviews | 22.9% of reviews | **87.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 106 MB | 42 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [365](https://appshunter.io/developer/962639854) | [Prizeout Corp.](https://appshunter.io/developer/1743848669) |

## What reviewers say

### 365Pay

[App page](https://appshunter.io/ios/app/365pay/id1087422156)

Easily purchase products across various workplace experiences using a QR code for touchless checkout. Earn loyalty points, order ahead from the cafeteria, and scan items for payment. Stay informed about new products and promotions.

**Highlights:** Touchless QR code checkout, Order ahead from cafeteria, Scan and pay for products, Earn loyalty points, Discover new products and promotions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for on-the-go purchases
- 💡 Loyalty points and rewards

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Inconsistent order tracking and notifications
- 🔒 Security and account management concerns
- 💸 Overpriced items

**Reported bugs**

- Registration process not working
- Inability to reset password or recover account
- Inconsistent app behavior and frequent crashes

**Requested features**

- Add biometric login options
- Improve order workflow and time slot management
- Provide better account balance tracking and transaction history


### CashBack+ Pay

[App page](https://appshunter.io/ios/app/cashback-plus-pay/id6499554007)

Earn instant cashback on everyday purchases with this app. Connect your credit union account and pay in-store or online with top brands to receive immediate rewards. Enjoy no exclusions or waiting periods for your earned cashback.

**Highlights:** Earn instant cashback, Pay in-store and online, Connect credit union account, Rewards from top brands, No waiting period, No exclusions

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💰 Earn money while shopping
- ⚡ Easy and convenient to use
- 💳 Seamless integration with bank/credit union
- 🏆 Generous cash back percentages
- 💸 Instant cash back credited to account

**What reviewers complain about**

- 🤔 Occasional login/setup issues
- 🤷‍♀️ Gift card balances not always updated
- 🙄 Forgetting to use the app
- 🤨 Awkward to demonstrate to others
- 😒 Some online purchases not working

**Reported bugs**

- Transactions not registering correctly
- Online payment/checkout issues

**Requested features**

- Automatic cash back integration with debit/credit cards
- Ability to return/exchange gift cards
- Option to add cash back to digital wallets
- Expanded merchant partnerships


## Frequently asked questions

### Is 365Pay free?

365Pay is free to download, with no in-app purchases.

### Is CashBack+ Pay free?

CashBack+ Pay is free to download, with no in-app purchases.

### Which has better reviews, 365Pay or CashBack+ Pay?

CashBack+ Pay is rated higher. 365Pay averages 4.6 out of 5 from 9.8K ratings, while CashBack+ Pay averages 4.8 from 619 ratings.

### Do 365Pay or CashBack+ Pay have ads?

Neither 365Pay nor CashBack+ Pay shows ads.

### Which is updated more often, 365Pay or CashBack+ Pay?

365Pay ships an update monthly, and CashBack+ Pay every 2 weeks. Most recently, 365Pay was updated on September 24, 2026 and CashBack+ Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*