# UPay vs OSON

The clearest difference is rating: UPay at 4.9 against OSON's 3.8. UPay also leads on review sentiment (50% vs 32%) and monetization model (free vs ad-supported). OSON's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPay holds the better App Store score, 4.9 against 3.8. Both are backed by a comparable volume of ratings — 78 and 34 respectively. Written reviews point the same way: 50% of UPay's written reviews are positive against 32% of OSON's.

UPay ships an update every 6 weeks, OSON every 3 weeks. The most recent releases landed on June 11, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | UPay | OSON |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (78 ratings)](https://appshunter.io/ios/app/upay/id1087694828/reviews)** | [3.8 (34 ratings)](https://appshunter.io/ios/app/oson/id1207834182/reviews) |
| Number of ratings | **78** | 34 |
| Positive reviews | **50.0% of reviews** | 31.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 37 MB | 131 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Maroqand, MChJ](https://appshunter.io/developer/1546717684) | [Brio Group, MCJS](https://appshunter.io/developer/1207834181) |

## What reviewers say

### UPay

[App page](https://appshunter.io/ios/app/upay/id1087694828)

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

**Highlights:** Cashback on payments (UCoins), Offline payment capability, Utility bill payments with receipts, Electronic wallet top-ups, Support for Uzcard, Humo, UnionPay, Online card-to-card transfers, State service payments

**In-app purchases:** none


### OSON

[App page](https://appshunter.io/ios/app/oson/id1207834182)

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

**Highlights:** Commission-free payments, Card-to-card money transfers, QR code payments, Expense tracking and analytics, OSON eSIM for global internet, Secure transactions with PCI DSS certification

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPay free?

UPay is free to download, with no in-app purchases.

### Is OSON free?

OSON is free to download, with no in-app purchases.

### Which has better reviews, UPay or OSON?

UPay is rated higher. UPay averages 4.9 out of 5 from 78 ratings, while OSON averages 3.8 from 34 ratings.

### Do UPay or OSON have ads?

Neither UPay nor OSON shows ads.

### Which is updated more often, UPay or OSON?

UPay ships an update every 6 weeks, and OSON every 3 weeks. Most recently, UPay was updated on June 11, 2026 and OSON on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*