# UPay vs Alliance Mobile

The clearest difference is rating: UPay at 4.9 against Alliance Mobile's 3.0. UPay also leads on ratings volume (78 vs 2) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPay holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: UPay has 78 ratings behind it against 2, so its average is the more settled of the two.

UPay ships an update every 6 weeks, Alliance Mobile every 2 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | UPay | Alliance Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (78 ratings)](https://appshunter.io/ios/app/upay/id1087694828/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/alliance-mobile/id1257062916/reviews) |
| Number of ratings | **78** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 37 MB | 12 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Maroqand, MChJ](https://appshunter.io/developer/1546717684) | [АКБ "ASIA ALLIANCE BANK"](https://appshunter.io/developer/1257062915) |

## What reviewers say

### UPay

[App page](https://appshunter.io/ios/app/upay/id1087694828)

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

**Highlights:** Cashback on payments (UCoins), Offline payment capability, Utility bill payments with receipts, Electronic wallet top-ups, Support for Uzcard, Humo, UnionPay, Online card-to-card transfers, State service payments

**In-app purchases:** none


### Alliance Mobile

[App page](https://appshunter.io/ios/app/alliance-mobile/id1257062916)

Manage your business finances on the go with this banking app. Send payment orders, make budget payments, and access account information 24/7. Stay in control of your business finances from anywhere.

**Highlights:** Send payment orders, Make budget payments, 24/7 account access, Generate account statements, Monitor currency exchange rates, Create payment templates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPay free?

UPay is free to download, with no in-app purchases.

### Is Alliance Mobile free?

Alliance Mobile is free to download, with no in-app purchases.

### Which has better reviews, UPay or Alliance Mobile?

UPay is rated higher. UPay averages 4.9 out of 5 from 78 ratings, while Alliance Mobile averages 3.0 from 2 ratings.

### Do UPay or Alliance Mobile have ads?

Neither UPay nor Alliance Mobile shows ads.

### Which is updated more often, UPay or Alliance Mobile?

UPay ships an update every 6 weeks, and Alliance Mobile every 2 months. Most recently, UPay was updated on November 2, 2026 and Alliance Mobile on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*