# UPay vs Plum Uz

UPay and Plum Uz both sit at 4.9 stars, but that hides the real split: 100% of Plum Uz's written reviews are positive against 50% of UPay's. Plum Uz also leads on update cadence (fortnightly vs every 6 weeks). UPay's advantage is ratings volume (78 vs 15) and iOS requirement (13.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for UPay against 4.7 for Plum Uz. That said, the two scores are not equally well evidenced: UPay has 78 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 50% of UPay's written reviews are positive against 100% of Plum Uz's.

UPay ships an update every 6 weeks, Plum Uz fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | UPay | Plum Uz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (78 ratings)](https://appshunter.io/ios/app/upay/id1087694828/reviews)** | [4.7 (15 ratings)](https://appshunter.io/ios/app/plum-uz/id1447849889/reviews) |
| Number of ratings | **78** | 15 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 37 MB | 90 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Maroqand, MChJ](https://appshunter.io/developer/1546717684) | [PLUM TECHNOLOGIES, MChJ](https://appshunter.io/developer/1447224187) |

## What reviewers say

### UPay

[App page](https://appshunter.io/ios/app/upay/id1087694828)

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

**Highlights:** Cashback on payments (UCoins), Offline payment capability, Utility bill payments with receipts, Electronic wallet top-ups, Support for Uzcard, Humo, UnionPay, Online card-to-card transfers, State service payments

**In-app purchases:** none


### Plum Uz

[App page](https://appshunter.io/ios/app/plum-uz/id1447849889)

Manage your finances with ease. Make card-to-card transfers, pay bills, track expenses, and access currency exchange rates. Save frequent payments and even pay for metro rides via QR code.

**Highlights:** Card management, Card-to-card transfers, Bill payments, Payment history, Saved payments, Currency exchange rates, Auto-payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPay free?

UPay is free to download, with no in-app purchases.

### Is Plum Uz free?

Plum Uz is free to download, with no in-app purchases.

### Which has better reviews, UPay or Plum Uz?

UPay is rated higher. UPay averages 4.9 out of 5 from 78 ratings, while Plum Uz averages 4.7 from 15 ratings.

### Do UPay or Plum Uz have ads?

Neither UPay nor Plum Uz shows ads.

### Which is updated more often, UPay or Plum Uz?

UPay ships an update every 6 weeks, and Plum Uz fortnightly. Most recently, UPay was updated on October 24, 2026 and Plum Uz on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*