# UPay vs Trastpay

The clearest difference is review sentiment: UPay at 50% against Trastpay's 25%. UPay also leads on rating (4.9 vs 4.6) and iOS requirement (13.0 vs 15.5). Trastpay's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPay holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 78 and 92 respectively. Written reviews point the same way: 50% of UPay's written reviews are positive against 25% of Trastpay's.

UPay ships an update every 6 weeks, Trastpay every 3 weeks. The most recent releases landed on June 11, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | UPay | Trastpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (78 ratings)](https://appshunter.io/ios/app/upay/id1087694828/reviews)** | [4.6 (92 ratings)](https://appshunter.io/ios/app/trastpay/id6443658536/reviews) |
| Number of ratings | 78 | **92** |
| Positive reviews | **50.0% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 37 MB | 167 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Maroqand, MChJ](https://appshunter.io/developer/1546717684) | [JOINT-STOCK EXCHANGE BANK TRUSTBANK](https://appshunter.io/developer/1383612187) |

## What reviewers say

### UPay

[App page](https://appshunter.io/ios/app/upay/id1087694828)

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

**Highlights:** Cashback on payments (UCoins), Offline payment capability, Utility bill payments with receipts, Electronic wallet top-ups, Support for Uzcard, Humo, UnionPay, Online card-to-card transfers, State service payments

**In-app purchases:** none


### Trastpay

[App page](https://appshunter.io/ios/app/trastpay/id6443658536)

Manage your finances with a modern, secure app. Perform instant card-to-card transfers, apply for microloans, manage deposits, convert currencies, and pay bills with cashback rewards. Remote identification and e-wallet features are also available.

**Highlights:** Card-to-card transfers, Online microloans, Flexible deposits, Currency conversion, Utility bill payments, Cashback rewards, Remote identification

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPay free?

UPay is free to download, with no in-app purchases.

### Is Trastpay free?

Trastpay is free to download, with no in-app purchases.

### Which has better reviews, UPay or Trastpay?

UPay is rated higher. UPay averages 4.9 out of 5 from 78 ratings, while Trastpay averages 4.6 from 92 ratings.

### Do UPay or Trastpay have ads?

Neither UPay nor Trastpay shows ads.

### Which is updated more often, UPay or Trastpay?

UPay ships an update every 6 weeks, and Trastpay every 3 weeks. Most recently, UPay was updated on June 11, 2026 and Trastpay on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*