# Meine Hypo vs SPARDA ID

The clearest difference is iOS requirement: Meine Hypo at 11.0 against SPARDA ID's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meine Hypo ships an update every 3 months, SPARDA ID every 5 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Meine Hypo | SPARDA ID |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | — |
| Size | 56 MB | 5 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Hypo Vorarlberg Bank AG](https://appshunter.io/developer/1088814010) | [VOLKSBANK WIEN AG](https://appshunter.io/developer/1104267769) |

## What reviewers say

### Meine Hypo

[App page](https://appshunter.io/ios/app/meine-hypo/id1088814101)

Manage your finances easily and securely from your smartphone or tablet. Track your spending, view account balances, and make quick transfers with advanced security features. Stay informed about your financial activity with customizable notifications.

**Highlights:** Secure login with ShortPIN or biometrics, Real-time financial overview, Quick transfers with favorites and QR scanning, Secure order authorization with Meine smartID, Expense and income categorization, Customizable notifications for account activity

**In-app purchases:** none


### SPARDA ID

[App page](https://appshunter.io/ios/app/sparda-id/id1458494136)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Meine Hypo free?

Meine Hypo is free to download, with no in-app purchases.

### Is SPARDA ID free?

SPARDA ID is free to download, with no in-app purchases.

### Do Meine Hypo or SPARDA ID have ads?

Neither Meine Hypo nor SPARDA ID shows ads.

### Which is updated more often, Meine Hypo or SPARDA ID?

Meine Hypo ships an update every 3 months, and SPARDA ID every 5 months. Most recently, Meine Hypo was updated on October 9, 2026 and SPARDA ID on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*