# Stax Pay vs Zulio

The clearest difference is rating: Zulio at 3.8 against Stax Pay's 2.1. Zulio also leads on review sentiment (50% vs 36%) and iOS requirement (15.4 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zulio holds the better App Store score, 3.8 against 2.1. Both are backed by a comparable volume of ratings — 27 and 11 respectively. Written reviews point the same way: 36% of Stax Pay's written reviews are positive against 50% of Zulio's.

Stax Pay ships an update monthly, Zulio every 3 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Stax Pay | Zulio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (27 ratings)](https://appshunter.io/ios/app/stax-pay/id1089292339/reviews) | **[3.8 (11 ratings)](https://appshunter.io/ios/app/zulio/id6446093895/reviews)** |
| Number of ratings | **27** | 11 |
| Positive reviews | 36.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 232 MB | 62 MB |
| Requires iOS | 17.6 | **15.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fattmerchant Inc.](https://appshunter.io/developer/1089292338) | [Provident Payments Central LLC](https://appshunter.io/developer/1675895508) |

## What reviewers say

### Stax Pay

[App page](https://appshunter.io/ios/app/stax-pay/id1089292339)

This comprehensive payment processing toolset offers on-the-go business insights, cash flow management, and the ability to accept various payment types. It streamlines operations by allowing users to process refunds, send invoices, and manage customer data securely.

**Highlights:** Accept Visa, MasterCard, Discover, and American Express, Process refunds and accept tips, Send invoices and manage customer data, Securely store payment methods, Email receipts to multiple recipients, PCI-Compliant tokenization

**Features:** Vision Pro support

**In-app purchases:** none


### Zulio

[App page](https://appshunter.io/ios/app/zulio/id6446093895)

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

**Highlights:** Accept card payments, No processing fees, Auto-calculate fees, Offer cash discounts, Send invoices, Clean reporting, Personal customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Stax Pay free?

Stax Pay is free to download, with no in-app purchases.

### Is Zulio free?

Zulio is free to download, with no in-app purchases.

### Which has better reviews, Stax Pay or Zulio?

Zulio is rated higher. Stax Pay averages 2.1 out of 5 from 27 ratings, while Zulio averages 3.8 from 11 ratings.

### Do Stax Pay or Zulio have ads?

Neither Stax Pay nor Zulio shows ads.

### Which is updated more often, Stax Pay or Zulio?

Stax Pay ships an update monthly, and Zulio every 3 weeks. Most recently, Stax Pay was updated on October 29, 2026 and Zulio on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*