# SUMUT Mobile vs OVO

The clearest difference is rating: OVO at 3.9 against SUMUT Mobile's 2.3. OVO also leads on review sentiment (31% vs 0%) and ratings volume (329 vs 3). SUMUT Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OVO holds the better App Store score, 3.9 against 2.3. That said, the two scores are not equally well evidenced: OVO has 329 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 31% of OVO's.

SUMUT Mobile ships an update every 2 weeks, OVO fortnightly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | SUMUT Mobile | OVO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/sumut-mobile/id1089844839/reviews) | **[3.9 (329 ratings)](https://appshunter.io/ios/app/ovo/id1142114207/reviews)** |
| Number of ratings | 3 | **329** |
| Positive reviews | 0.0% of reviews | **31.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 89 MB | 101 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PT. Bank Sumut](https://appshunter.io/developer/1082588253) | [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342) |

## What reviewers say

### SUMUT Mobile

[App page](https://appshunter.io/ios/app/sumut-mobile/id1089844839)

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

**Highlights:** Fund transfers (internal and external), Bill payments (utilities, cable, etc.), Mobile prepaid top-ups, Balance inquiry, Transaction history, Favorite transaction saving, Multiple connection types (USSD, SMS, Data)

**Features:** macOS Compatibility

**In-app purchases:** none


### OVO

[App page](https://appshunter.io/ios/app/ovo/id1142114207)

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

**Highlights:** Secure and fast mobile payments, Cashback on transactions, Exclusive discounts and deals, Bill payment options, Savings account features, Welcome treats for new users

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service

**Reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing


## Frequently asked questions

### Is SUMUT Mobile free?

SUMUT Mobile is free to download, with no in-app purchases.

### Is OVO free?

OVO is free to download, with no in-app purchases.

### Which has better reviews, SUMUT Mobile or OVO?

OVO is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while OVO averages 3.9 from 329 ratings.

### Do SUMUT Mobile or OVO have ads?

Neither SUMUT Mobile nor OVO shows ads.

### Which is updated more often, SUMUT Mobile or OVO?

SUMUT Mobile ships an update every 2 weeks, and OVO fortnightly. Most recently, SUMUT Mobile was updated on October 24, 2026 and OVO on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*