# SUMUT Mobile vs myBCA

The clearest difference is rating: myBCA at 3.6 against SUMUT Mobile's 2.3. myBCA also leads on review sentiment (22% vs 0%) and ratings volume (65 vs 3). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myBCA holds the better App Store score, 3.6 against 2.3. That said, the two scores are not equally well evidenced: myBCA has 65 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 22% of myBCA's.

SUMUT Mobile ships an update every 2 weeks, myBCA every 3 weeks. Both last shipped on November 2, 2026.

## The numbers

| Metric | SUMUT Mobile | myBCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/sumut-mobile/id1089844839/reviews) | **[3.6 (65 ratings)](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902/reviews)** |
| Number of ratings | 3 | **65** |
| Positive reviews | 0.0% of reviews | **22.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 89 MB | 717 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 17+ |
| Developer | [PT. Bank Sumut](https://appshunter.io/developer/1082588253) | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) |

## What reviewers say

### SUMUT Mobile

[App page](https://appshunter.io/ios/app/sumut-mobile/id1089844839)

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

**Highlights:** Fund transfers (internal and external), Bill payments (utilities, cable, etc.), Mobile prepaid top-ups, Balance inquiry, Transaction history, Favorite transaction saving, Multiple connection types (USSD, SMS, Data)

**Features:** macOS Compatibility

**In-app purchases:** none


### myBCA

[App page](https://appshunter.io/ios/app/mybca-new-bca-banking-apps/id1440241902)

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

**Highlights:** Domestic & International Transfers, Bill Payments, QRIS Payments, Cardless Cash Withdrawals, Foreign Currency Savings, Investment Options, Transaction History

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is SUMUT Mobile free?

SUMUT Mobile is free to download, with no in-app purchases.

### Is myBCA free?

myBCA is free to download, with no in-app purchases.

### Which has better reviews, SUMUT Mobile or myBCA?

myBCA is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while myBCA averages 3.6 from 65 ratings.

### Do SUMUT Mobile or myBCA have ads?

Neither SUMUT Mobile nor myBCA shows ads.

### Which is updated more often, SUMUT Mobile or myBCA?

SUMUT Mobile ships an update every 2 weeks, and myBCA every 3 weeks. Most recently, SUMUT Mobile was updated on November 2, 2026 and myBCA on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*