# SUMUT Mobile vs BYOND by BSI

The clearest difference is review sentiment: BYOND by BSI at 67% against SUMUT Mobile's 0%. BYOND by BSI also leads on rating (4.0 vs 2.3) and ratings volume (25 vs 3). SUMUT Mobile's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 6 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BYOND by BSI holds the better App Store score, 4.0 against 2.3. That said, the two scores are not equally well evidenced: BYOND by BSI has 25 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 67% of BYOND by BSI's.

SUMUT Mobile ships an update every 2 weeks, BYOND by BSI every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | SUMUT Mobile | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/sumut-mobile/id1089844839/reviews) | **[4.0 (25 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews)** |
| Number of ratings | 3 | **25** |
| Positive reviews | 0.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 89 MB | 490 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Sumut](https://appshunter.io/developer/1082588253) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### SUMUT Mobile

[App page](https://appshunter.io/ios/app/sumut-mobile/id1089844839)

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

**Highlights:** Fund transfers (internal and external), Bill payments (utilities, cable, etc.), Mobile prepaid top-ups, Balance inquiry, Transaction history, Favorite transaction saving, Multiple connection types (USSD, SMS, Data)

**Features:** macOS Compatibility

**In-app purchases:** none


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is SUMUT Mobile free?

SUMUT Mobile is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Which has better reviews, SUMUT Mobile or BYOND by BSI?

BYOND by BSI is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while BYOND by BSI averages 4.0 from 25 ratings.

### Do SUMUT Mobile or BYOND by BSI have ads?

BYOND by BSI shows ads; SUMUT Mobile does not.

### Which is updated more often, SUMUT Mobile or BYOND by BSI?

SUMUT Mobile ships an update every 2 weeks, and BYOND by BSI every 6 weeks. Most recently, SUMUT Mobile was updated on October 24, 2026 and BYOND by BSI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*