# BNI Europa vs PayFly

The clearest difference is in-app purchases: BNI Europa at none against PayFly's 2. BNI Europa also leads on iOS requirement (14.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayFly sells 2 in-app purchases, starting at $29.99 per month. BNI Europa asks for nothing beyond the download.

BNI Europa ships an update monthly, PayFly every 3 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BNI Europa | PayFly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Size | 43 MB | 29 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [BNI Europa](https://appshunter.io/developer/1091625150) | [Akbina](https://appshunter.io/developer/995611624) |

## What reviewers say

### BNI Europa

[App page](https://appshunter.io/ios/app/bni-europa/id1091625151)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayFly

[App page](https://appshunter.io/ios/app/payfly/id6787962501)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expence Pro Monthly | $29.99 | per month |
| Expence Pro Yearly | $99.99 | per year |


## Frequently asked questions

### Is BNI Europa free?

BNI Europa is free to download, with no in-app purchases.

### Is PayFly free?

PayFly is free to download, with in-app purchases available.

### Do BNI Europa or PayFly have ads?

Neither BNI Europa nor PayFly shows ads.

### Which is updated more often, BNI Europa or PayFly?

BNI Europa ships an update monthly, and PayFly every 3 weeks. Most recently, BNI Europa was updated on November 2, 2026 and PayFly on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*