# MPay澳門錢包 vs Octopus 八達通

The clearest difference is rating: Octopus 八達通 at 4.7 against MPay澳門錢包's 3.1. Octopus 八達通 also leads on ratings volume (2.5K vs 40) and update cadence (fortnightly vs monthly). MPay澳門錢包's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Octopus 八達通 holds the better App Store score, 4.7 against 3.1. That said, the two scores are not equally well evidenced: Octopus 八達通 has 2.5K ratings behind it against 40, so its average is the more settled of the two. Written reviews complicate that: 49% of MPay澳門錢包's written reviews are positive against 24% of Octopus 八達通's, so the app with the better star average is not the one people write more warmly about.

MPay澳門錢包 ships an update monthly, Octopus 八達通 fortnightly. The most recent releases landed on September 20, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | MPay澳門錢包 | Octopus 八達通 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (40 ratings)](https://appshunter.io/ios/app/mpay/id1092594338/reviews) | **[4.7 (2.5K ratings)](https://appshunter.io/ios/app/octopus/id1114430602/reviews)** |
| Number of ratings | 40 | **2.5K** |
| Positive reviews | **48.7% of reviews** | 24.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 158 MB | 507 MB |
| Requires iOS | **14.0** | 16.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [澳門通股份有限公司 Macau Pass S.A.](https://appshunter.io/developer/519018138) | [Octopus Cards](https://appshunter.io/developer/880569113) |

## What reviewers say

### MPay澳門錢包

[App page](https://appshunter.io/ios/app/mpay/id1092594338)

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

**Highlights:** One-stop payment solution, Online and offline transactions, Easy payment experience, Safe payment experience, Fast payment experience, Technological advancement

**In-app purchases:** none


### Octopus 八達通

[App page](https://appshunter.io/ios/app/octopus/id1114430602)

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

**Highlights:** Top up Octopus cards, Check expenses and subsidies, Mobile Octopus for iPhone/Apple Watch, Online payments for transport and retail, Earn rewards and eStamps, Prepaid Mastercard and UnionPay QR cards, Spending control and limits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- 🚀 Seamless integration with Apple Pay
- 💳 Ability to manage digital Octopus card

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Concerns over personal data collection
- 📱 Incompatibility with older devices and iOS versions
- 💳 Inability to transfer physical Octopus card to app
- 🤖 Poor user experience and confusing interface

**Reported bugs**

- Password-related issues (unable to confirm, length limits)
- Inconsistent behavior when topping up Octopus wallet
- HKID verification process not working reliably
- Inability to transfer physical Octopus card to app

**Requested features**

- Allow registration with non-Hong Kong phone numbers
- Provide option to directly top up Octopus card without wallet
- Implement NFC support for seamless tap-and-go payments
- Improve transaction history and financial management features


## Frequently asked questions

### Is MPay澳門錢包 free?

MPay澳門錢包 is free to download, with no in-app purchases.

### Is Octopus 八達通 free?

Octopus 八達通 is free to download, with no in-app purchases.

### Which has better reviews, MPay澳門錢包 or Octopus 八達通?

Octopus 八達通 is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while Octopus 八達通 averages 4.7 from 2.5K ratings.

### Do MPay澳門錢包 or Octopus 八達通 have ads?

Octopus 八達通 shows ads; MPay澳門錢包 does not.

### Which is updated more often, MPay澳門錢包 or Octopus 八達通?

MPay澳門錢包 ships an update monthly, and Octopus 八達通 fortnightly. Most recently, MPay澳門錢包 was updated on September 20, 2026 and Octopus 八達通 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*