# MPay澳門錢包 vs 螞蟻銀行(香港)

The clearest difference is monetization model: MPay澳門錢包 at free against 螞蟻銀行(香港)'s free with in-app purchases. MPay澳門錢包 also leads on rating (3.1 vs 2.9) and ratings volume (40 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MPay澳門錢包 holds the better App Store score, 3.1 against 2.9. That said, the two scores are not equally well evidenced: MPay澳門錢包 has 40 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 49% of MPay澳門錢包's written reviews are positive against 50% of 螞蟻銀行(香港)'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | MPay澳門錢包 | 螞蟻銀行(香港) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (40 ratings)](https://appshunter.io/ios/app/mpay/id1092594338/reviews)** | [2.9 (8 ratings)](https://appshunter.io/ios/app/id1494094567/reviews) |
| Number of ratings | **40** | 8 |
| Positive reviews | 48.7% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 158 MB | 231 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [澳門通股份有限公司 Macau Pass S.A.](https://appshunter.io/developer/519018138) | [ANT BANK HONG KONG LIMITED](https://appshunter.io/developer/1494094566) |

## What reviewers say

### MPay澳門錢包

[App page](https://appshunter.io/ios/app/mpay/id1092594338)

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

**Highlights:** One-stop payment solution, Online and offline transactions, Easy payment experience, Safe payment experience, Fast payment experience, Technological advancement

**In-app purchases:** none


### 螞蟻銀行(香港)

[App page](https://appshunter.io/ios/app/id1494094567)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

**Highlights:** Quick account opening, High-interest savings accounts, Investment account opening, Online insurance management, Personal and installment loans, Easy fund transfers, 24/7 customer support

**In-app purchases:** none


## Frequently asked questions

### Is MPay澳門錢包 free?

MPay澳門錢包 is free to download, with no in-app purchases.

### Is 螞蟻銀行(香港) free?

螞蟻銀行(香港) is free to download, with no in-app purchases.

### Which has better reviews, MPay澳門錢包 or 螞蟻銀行(香港)?

MPay澳門錢包 is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while 螞蟻銀行(香港) averages 2.9 from 8 ratings.

### Do MPay澳門錢包 or 螞蟻銀行(香港) have ads?

Neither MPay澳門錢包 nor 螞蟻銀行(香港) shows ads.

### Which is updated more often, MPay澳門錢包 or 螞蟻銀行(香港)?

MPay澳門錢包 ships an update monthly, and 螞蟻銀行(香港) monthly. Most recently, MPay澳門錢包 was updated on September 20, 2026 and 螞蟻銀行(香港) on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*