# UBA Secure Pass vs (KeyMobile)

The clearest difference is rating: (KeyMobile) at 3.1 against UBA Secure Pass's 1.9. (KeyMobile) also leads on update cadence (every 5 weeks vs every 52 months) and review sentiment (16% vs 5%). UBA Secure Pass's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

(KeyMobile) holds the better App Store score, 3.1 against 1.9. Both are backed by a comparable volume of ratings — 286 and 307 respectively. Written reviews point the same way: 5% of UBA Secure Pass's written reviews are positive against 16% of (KeyMobile)'s.

UBA Secure Pass ships an update every 52 months, (KeyMobile) every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | UBA Secure Pass | (KeyMobile) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (286 ratings)](https://appshunter.io/ios/app/uba-secure-pass/id1093212688/reviews) | **[3.1 (307 ratings)](https://appshunter.io/ios/app/keymobile/id1332114961/reviews)** |
| Number of ratings | 286 | **307** |
| Positive reviews | 5.5% of reviews | **15.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 52 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 36 MB | 67 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [Keystone Banking](https://appshunter.io/developer/1063062983) |

## What reviewers say

### UBA Secure Pass

[App page](https://appshunter.io/ios/app/uba-secure-pass/id1093212688)

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

**Highlights:** Transaction authorization, Identity management, Mobile token, Self-activation, Virtual channel access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Simple login process with UBA generated user ID
- ⚡ Fast and efficient when working properly

**What reviewers complain about**

- 🐛 Red screen freeze on launch (especially iPhone)
- ❌ 'User not eligible' error message preventing access
- 📱 Poor compatibility with iOS devices
- 🔌 App fails to load or open
- 💔 OTP/SMS messages never received

**Reported bugs**

- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone

**Requested features**

- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability


### (KeyMobile)

[App page](https://appshunter.io/ios/app/keymobile/id1332114961)

Manage your finances conveniently with this app, offering secure banking services, fund transfers, bill payments, and investment opportunities. Access account details, block cards, and utilize self-service options for a personalized banking experience.

**Highlights:** Account and card management, Fund transfers (local and international), Bill payments (airtime, data, cable, utility), Loan requests, Investment booking, Self-service options (transaction limits, PIN reset), Facial and fingerprint authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app
- 🚀 Fast and smooth
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Unreliable transactions
- 🐛 Buggy and unpredictable
- 🕰️ Slow and unresponsive
- 🤔 Poor customer service

**Reported bugs**

- Unable to login or access account
- Transactions failing or not reflecting
- App crashing or freezing frequently
- Compatibility issues with newer devices
- Incorrect account balances or transaction records

**Requested features**

- Add support for more payment platforms
- Improve transaction history and statements
- Provide better error messaging and troubleshooting
- Streamline login and authentication process
- Enhance app stability and performance


## Frequently asked questions

### Is UBA Secure Pass free?

UBA Secure Pass is free to download, with no in-app purchases.

### Is (KeyMobile) free?

(KeyMobile) is free to download, with no in-app purchases.

### Which has better reviews, UBA Secure Pass or (KeyMobile)?

(KeyMobile) is rated higher. UBA Secure Pass averages 1.9 out of 5 from 286 ratings, while (KeyMobile) averages 3.1 from 307 ratings.

### Do UBA Secure Pass or (KeyMobile) have ads?

Neither UBA Secure Pass nor (KeyMobile) shows ads.

### Which is updated more often, UBA Secure Pass or (KeyMobile)?

UBA Secure Pass ships an update every 52 months, and (KeyMobile) every 5 weeks. Most recently, UBA Secure Pass was updated on October 24, 2026 and (KeyMobile) on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*