# UBA Secure Pass vs Access More

The clearest difference is review sentiment: Access More at 66% against UBA Secure Pass's 5%. Access More also leads on rating (4.7 vs 1.9) and update cadence (monthly vs every 52 months). UBA Secure Pass's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Access More holds the better App Store score, 4.7 against 1.9. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 285, so its average is the more settled of the two. Written reviews point the same way: 5% of UBA Secure Pass's written reviews are positive against 66% of Access More's.

UBA Secure Pass ships an update every 52 months, Access More monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | UBA Secure Pass | Access More |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (285 ratings)](https://appshunter.io/ios/app/uba-secure-pass/id1093212688/reviews) | **[4.7 (119K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** |
| Number of ratings | 285 | **119K** |
| Positive reviews | 5.5% of reviews | **65.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 52 months | **Monthly** |
| Monetization | Free | Free |
| Size | 36 MB | 232 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### UBA Secure Pass

[App page](https://appshunter.io/ios/app/uba-secure-pass/id1093212688)

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

**Highlights:** Transaction authorization, Identity management, Mobile token, Self-activation, Virtual channel access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Simple login process with UBA generated user ID
- ⚡ Fast and efficient when working properly

**What reviewers complain about**

- 🐛 Red screen freeze on launch (especially iPhone)
- ❌ 'User not eligible' error message preventing access
- 📱 Poor compatibility with iOS devices
- 🔌 App fails to load or open
- 💔 OTP/SMS messages never received

**Reported bugs**

- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone

**Requested features**

- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability


### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


## Frequently asked questions

### Is UBA Secure Pass free?

UBA Secure Pass is free to download, with no in-app purchases.

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Which has better reviews, UBA Secure Pass or Access More?

Access More is rated higher. UBA Secure Pass averages 1.9 out of 5 from 285 ratings, while Access More averages 4.7 from 119K ratings.

### Do UBA Secure Pass or Access More have ads?

Neither UBA Secure Pass nor Access More shows ads.

### Which is updated more often, UBA Secure Pass or Access More?

UBA Secure Pass ships an update every 52 months, and Access More monthly. Most recently, UBA Secure Pass was updated on November 1, 2026 and Access More on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*