# UBA Secure Pass vs Billpoint

The clearest difference is review sentiment: Billpoint at 57% against UBA Secure Pass's 5%. Billpoint also leads on rating (4.6 vs 1.9) and update cadence (every 6 weeks vs every 52 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Billpoint holds the better App Store score, 4.6 against 1.9. Both are backed by a comparable volume of ratings — 285 and 1.1K respectively. Written reviews point the same way: 5% of UBA Secure Pass's written reviews are positive against 57% of Billpoint's.

UBA Secure Pass ships an update every 52 months, Billpoint every 6 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UBA Secure Pass | Billpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (285 ratings)](https://appshunter.io/ios/app/uba-secure-pass/id1093212688/reviews) | **[4.6 (1.1K ratings)](https://appshunter.io/ios/app/billpoint/id6741872401/reviews)** |
| Number of ratings | 285 | **1.1K** |
| Positive reviews | 5.2% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 52 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 36 MB | 43 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Bank For Africa](https://appshunter.io/developer/1125912796) | [Flexgreen Concept Ltd](https://appshunter.io/developer/1457155176) |

## What reviewers say

### UBA Secure Pass

[App page](https://appshunter.io/ios/app/uba-secure-pass/id1093212688)

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

**Highlights:** Transaction authorization, Identity management, Mobile token, Self-activation, Virtual channel access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Simple login process with UBA generated user ID
- ⚡ Fast and efficient when working properly

**What reviewers complain about**

- 🐛 Red screen freeze on launch (especially iPhone)
- ❌ 'User not eligible' error message preventing access
- 📱 Poor compatibility with iOS devices
- 🔌 App fails to load or open
- 💔 OTP/SMS messages never received

**Reported bugs**

- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone

**Requested features**

- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability


### Billpoint

[App page](https://appshunter.io/ios/app/billpoint/id6741872401)

Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.

**Highlights:** Seamless bill payments, Instant gift card purchases, eSIM activation & top-ups, Virtual accounts for funding, Fast & secure transactions, Exclusive rewards & bonuses, 24/7 dedicated support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Easy to use
- 🚀 Quick service
- 🚀 Swift and fast
- 👍 Best app ever

**What reviewers complain about**

- 🐛 App not working
- 🐛 Too slow
- 🐛 Frustrating experience
- 🐛 Can't use most functions
- 🐛 Bad customer care

**Reported bugs**

- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works

**Requested features**

- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)


## Frequently asked questions

### Is UBA Secure Pass free?

UBA Secure Pass is free to download, with no in-app purchases.

### Is Billpoint free?

Billpoint is free to download, with no in-app purchases.

### Which has better reviews, UBA Secure Pass or Billpoint?

Billpoint is rated higher. UBA Secure Pass averages 1.9 out of 5 from 285 ratings, while Billpoint averages 4.6 from 1.1K ratings.

### Do UBA Secure Pass or Billpoint have ads?

Neither UBA Secure Pass nor Billpoint shows ads.

### Which is updated more often, UBA Secure Pass or Billpoint?

UBA Secure Pass ships an update every 52 months, and Billpoint every 6 weeks. Most recently, UBA Secure Pass was updated on November 2, 2026 and Billpoint on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*