# payme vs OSON

The clearest difference is rating: payme at 4.8 against OSON's 3.8. payme also leads on ratings volume (8.5K vs 34) and review sentiment (51% vs 32%). OSON's advantage is monetization model (ad-supported vs freemium) and iOS requirement (13.0 vs 16.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

payme holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: payme has 8.5K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 51% of payme's written reviews are positive against 32% of OSON's.

payme ships an update weekly, OSON every 3 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | payme | OSON |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.5K ratings)](https://appshunter.io/ios/app/payme/id1093525667/reviews)** | [3.8 (34 ratings)](https://appshunter.io/ios/app/oson/id1207834182/reviews) |
| Number of ratings | **8.5K** | 34 |
| Positive reviews | **50.7% of reviews** | 31.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Freemium | **Ad-supported** |
| Size | 613 MB | 131 MB |
| Requires iOS | 16.5 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [DIDA (INSPIRED LLC)](https://appshunter.io/developer/607586534) | [Brio Group, MCJS](https://appshunter.io/developer/1207834181) |

## What reviewers say

### payme

[App page](https://appshunter.io/ios/app/payme/id1093525667)

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

**Highlights:** Pay bills and fines without commission, Card-to-card money transfers, Earn bonuses and cashback, QR code payments in stores, Expense tracking and analytics, Subscription for premium features

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient money transfers
- 💡 Useful for monitoring transactions

**What reviewers complain about**

- 🐛 Bugs and crashes on certain devices
- 💰 High service fees
- 🔌 Compatibility issues with older devices

**Reported bugs**

- Icons not loading when abroad
- Monitoring section not updating
- Registration and login issues
- Balance display bug

**Requested features**

- Full-screen support for iPad
- Free money transfer option
- Improved monitoring and analytics
- Cashback or rewards program


### OSON

[App page](https://appshunter.io/ios/app/oson/id1207834182)

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

**Highlights:** Commission-free payments, Card-to-card money transfers, QR code payments, Expense tracking and analytics, OSON eSIM for global internet, Secure transactions with PCI DSS certification

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is payme free?

payme is free to download, with no in-app purchases.

### Is OSON free?

OSON is free to download, with no in-app purchases.

### Which has better reviews, payme or OSON?

payme is rated higher. payme averages 4.8 out of 5 from 8.5K ratings, while OSON averages 3.8 from 34 ratings.

### Do payme or OSON have ads?

Neither payme nor OSON shows ads.

### Which is updated more often, payme or OSON?

payme ships an update weekly, and OSON every 3 weeks. Most recently, payme was updated on October 24, 2026 and OSON on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*