# payme vs Paynet

The clearest difference is monetization model: Paynet at free against payme's freemium. Paynet also leads on device support (3 vs 1). payme's advantage is ratings volume (8.5K vs 190) and rating (4.8 vs 4.6). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

payme holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: payme has 8.5K ratings behind it against 190, so its average is the more settled of the two. Written reviews point the same way: 51% of payme's written reviews are positive against 43% of Paynet's.

payme ships an update weekly, Paynet every 2 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | payme | Paynet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.5K ratings)](https://appshunter.io/ios/app/payme/id1093525667/reviews)** | [4.6 (190 ratings)](https://appshunter.io/ios/app/paynet/id1307888692/reviews) |
| Number of ratings | **8.5K** | 190 |
| Positive reviews | **50.7% of reviews** | 42.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 602 MB | 199 MB |
| Requires iOS | 16.5 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [DIDA (INSPIRED LLC)](https://appshunter.io/developer/607586534) | [JV Paynet LLC](https://appshunter.io/developer/1307888691) |

## What reviewers say

### payme

[App page](https://appshunter.io/ios/app/payme/id1093525667)

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

**Highlights:** Pay bills and fines without commission, Card-to-card money transfers, Earn bonuses and cashback, QR code payments in stores, Expense tracking and analytics, Subscription for premium features

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient money transfers
- 💡 Useful for monitoring transactions

**What reviewers complain about**

- 🐛 Bugs and crashes on certain devices
- 💰 High service fees
- 🔌 Compatibility issues with older devices

**Reported bugs**

- Icons not loading when abroad
- Monitoring section not updating
- Registration and login issues
- Balance display bug

**Requested features**

- Full-screen support for iPad
- Free money transfer option
- Improved monitoring and analytics
- Cashback or rewards program


### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1307888692)

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

**Highlights:** Card-to-card money transfers, Payments for over 1000 services, Check bank card balances, Track expenses via payment history, Top up balances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is payme free?

payme is free to download, with no in-app purchases.

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Which has better reviews, payme or Paynet?

payme is rated higher. payme averages 4.8 out of 5 from 8.5K ratings, while Paynet averages 4.6 from 190 ratings.

### Do payme or Paynet have ads?

Neither payme nor Paynet shows ads.

### Which is updated more often, payme or Paynet?

payme ships an update weekly, and Paynet every 2 weeks. Most recently, payme was updated on October 17, 2026 and Paynet on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*