# payme vs Zoomrad

payme and Zoomrad both sit at 4.8 stars, but that hides the real split: 50% of payme's written reviews are positive against 24% of Zoomrad's. payme also leads on ratings volume (8.5K vs 346) and update cadence (weekly vs fortnightly). Zoomrad's advantage is monetization model (free vs freemium). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for payme against 4.8 for Zoomrad. That said, the two scores are not equally well evidenced: payme has 8.5K ratings behind it against 346, so its average is the more settled of the two. Written reviews are what separate them: 50% of payme's written reviews are positive against 24% of Zoomrad's.

payme ships an update weekly, Zoomrad fortnightly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | payme | Zoomrad |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.5K ratings)](https://appshunter.io/ios/app/payme/id1093525667/reviews) | **[4.8 (346 ratings)](https://appshunter.io/ios/app/zoomrad/id1522419775/reviews)** |
| Number of ratings | **8.5K** | 346 |
| Positive reviews | **50.0% of reviews** | 24.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 605 MB | 222 MB |
| Requires iOS | 16.5 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [DIDA (INSPIRED LLC)](https://appshunter.io/developer/607586534) | [Aloqabank ATB](https://appshunter.io/developer/1412715300) |

## What reviewers say

### payme

[App page](https://appshunter.io/ios/app/payme/id1093525667)

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

**Highlights:** Pay bills and fines without commission, Card-to-card money transfers, Earn bonuses and cashback, QR code payments in stores, Expense tracking and analytics, Subscription for premium features

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient money transfers
- 💡 Useful for monitoring transactions

**What reviewers complain about**

- 🐛 Bugs and crashes on certain devices
- 💰 High service fees
- 🔌 Compatibility issues with older devices

**Reported bugs**

- Icons not loading when abroad
- Monitoring section not updating
- Registration and login issues
- Balance display bug

**Requested features**

- Full-screen support for iPad
- Free money transfer option
- Improved monitoring and analytics
- Cashback or rewards program


### Zoomrad

[App page](https://appshunter.io/ios/app/zoomrad/id1522419775)

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

**Highlights:** Microloans, High-interest deposits, Service payments, Transit payments, Credit ban, Real-time tracking

**In-app purchases:** none


## Frequently asked questions

### Is payme free?

payme is free to download, with no in-app purchases.

### Is Zoomrad free?

Zoomrad is free to download, with no in-app purchases.

### Which has better reviews, payme or Zoomrad?

Zoomrad is rated higher. payme averages 4.8 out of 5 from 8.5K ratings, while Zoomrad averages 4.8 from 346 ratings.

### Do payme or Zoomrad have ads?

Neither payme nor Zoomrad shows ads.

### Which is updated more often, payme or Zoomrad?

payme ships an update weekly, and Zoomrad fortnightly. Most recently, payme was updated on October 26, 2026 and Zoomrad on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*