# payme vs Hamkor・онлайн банк Узбекистана

The clearest difference is rating: payme at 4.8 against Hamkor・онлайн банк Узбекистана's 3.7. payme also leads on ratings volume (8.4K vs 51) and update cadence (weekly vs fortnightly). Hamkor・онлайн банк Узбекистана's advantage is monetization model (ad-supported vs freemium) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

payme holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: payme has 8.4K ratings behind it against 51, so its average is the more settled of the two. Written reviews point the same way: 51% of payme's written reviews are positive against 44% of Hamkor・онлайн банк Узбекистана's.

payme ships an update weekly, Hamkor・онлайн банк Узбекистана fortnightly. The most recent releases landed on September 27, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | payme | Hamkor・онлайн банк Узбекистана |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.4K ratings)](https://appshunter.io/ios/app/payme/id1093525667/reviews)** | [3.7 (51 ratings)](https://appshunter.io/ios/app/hamkor/id1602323485/reviews) |
| Number of ratings | **8.4K** | 51 |
| Positive reviews | **51.4% of reviews** | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Freemium | **Ad-supported** |
| Size | 452 MB | 192 MB |
| Requires iOS | 16.5 | **15.5.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [DIDA (INSPIRED LLC)](https://appshunter.io/developer/607586534) | [Hamkorbank AKB](https://appshunter.io/developer/1219223014) |

## What reviewers say

### payme

[App page](https://appshunter.io/ios/app/payme/id1093525667)

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

**Highlights:** Pay bills and fines without commission, Card-to-card money transfers, Earn bonuses and cashback, QR code payments in stores, Expense tracking and analytics, Subscription for premium features

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient money transfers
- 💡 Useful for monitoring transactions

**What reviewers complain about**

- 🐛 Bugs and crashes on certain devices
- 💰 High service fees
- 🔌 Compatibility issues with older devices

**Reported bugs**

- Icons not loading when abroad
- Monitoring section not updating
- Registration and login issues
- Balance display bug

**Requested features**

- Full-screen support for iPad
- Free money transfer option
- Improved monitoring and analytics
- Cashback or rewards program


### Hamkor・онлайн банк Узбекистана

[App page](https://appshunter.io/ios/app/hamkor/id1602323485)

Manage your finances, open cards, and track transactions. Access account details, view currency exchange rates, and find branch locations. Become a customer by applying for a debit card directly through the app.

**Highlights:** Open debit cards for free, Commission-free card-to-card transfers, View account, deposit, and loan information, Track transaction history, Monitor currency exchange rates, Locate branches and ATMs

**In-app purchases:** none


## Frequently asked questions

### Is payme free?

payme is free to download, with no in-app purchases.

### Is Hamkor・онлайн банк Узбекистана free?

Hamkor・онлайн банк Узбекистана is free to download, with no in-app purchases.

### Which has better reviews, payme or Hamkor・онлайн банк Узбекистана?

payme is rated higher. payme averages 4.8 out of 5 from 8.4K ratings, while Hamkor・онлайн банк Узбекистана averages 3.7 from 51 ratings.

### Do payme or Hamkor・онлайн банк Узбекистана have ads?

Neither payme nor Hamkor・онлайн банк Узбекистана shows ads.

### Which is updated more often, payme or Hamkor・онлайн банк Узбекистана?

payme ships an update weekly, and Hamkor・онлайн банк Узбекистана fortnightly. Most recently, payme was updated on September 27, 2026 and Hamkor・онлайн банк Узбекистана on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*