# Bank First App vs Macquarie Authenticator

The clearest difference is update cadence: Macquarie Authenticator at every 3 weeks against Bank First App's every 5 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bank First App ships an update every 5 months, Macquarie Authenticator every 3 weeks. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Bank First App | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 8.0% of reviews | **14.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 108 MB | 220 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Victoria Teachers Limited](https://appshunter.io/developer/823334243) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### Bank First App

[App page](https://appshunter.io/ios/app/bank-first-app/id1093664369)

Manage your bank accounts securely on the go. Transfer funds instantly, pay bills, track savings goals, and manage your cards. Access transaction history, update contact details, and customize your banking experience.

**Highlights:** Secure login with biometrics, Instant money transfers (Osko), Bill payments (BPAY), Savings goal tracking, Card management (lock, unlock, replace), Transaction history, Account nickname customization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Generally reliable (historically)
- 👍 Good design (some users)
- 👍 Fresh new look (some users)

**What reviewers complain about**

- 🐛 Frequent crashes/freezes
- 🐛 App won't open/launch
- 🐛 Unreliable/unavailable often
- 🐛 Login issues (PIN, Face ID, Touch ID)
- 🐛 Session timed out issues

**Reported bugs**

- App crashes on launch
- App freezes frequently
- App unavailable for hours
- Locked out of app
- App won't open after update

**Requested features**

- Ability to nickname/rename accounts
- Ability to reorder accounts
- Hide own accounts from screen
- Download statements as PDF
- View amount to clear credit card balance


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bank First App free?

Bank First App is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Do Bank First App or Macquarie Authenticator have ads?

Neither Bank First App nor Macquarie Authenticator shows ads.

### Which is updated more often, Bank First App or Macquarie Authenticator?

Bank First App ships an update every 5 months, and Macquarie Authenticator every 3 weeks. Most recently, Bank First App was updated on October 22, 2026 and Macquarie Authenticator on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*