# Bank First App vs Sam Payments

The clearest difference is update cadence: Sam Payments at every 2 months against Bank First App's every 5 months. Bank First App's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bank First App ships an update every 5 months, Sam Payments every 2 months. The most recent releases landed on August 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Bank First App | Sam Payments |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 8.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 108 MB | 25 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Victoria Teachers Limited](https://appshunter.io/developer/823334243) | [Friday Technologies](https://appshunter.io/developer/1638056536) |

## What reviewers say

### Bank First App

[App page](https://appshunter.io/ios/app/bank-first-app/id1093664369)

Manage your bank accounts securely on the go. Transfer funds instantly, pay bills, track savings goals, and manage your cards. Access transaction history, update contact details, and customize your banking experience.

**Highlights:** Secure login with biometrics, Instant money transfers (Osko), Bill payments (BPAY), Savings goal tracking, Card management (lock, unlock, replace), Transaction history, Account nickname customization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sam Payments

[App page](https://appshunter.io/ios/app/sam-payments/id6472196263)

**In-app purchases:** none


## Frequently asked questions

### Is Bank First App free?

Bank First App is free to download, with no in-app purchases.

### Is Sam Payments free?

Sam Payments is free to download, with no in-app purchases.

### Do Bank First App or Sam Payments have ads?

Neither Bank First App nor Sam Payments shows ads.

### Which is updated more often, Bank First App or Sam Payments?

Bank First App ships an update every 5 months, and Sam Payments every 2 months. Most recently, Bank First App was updated on August 21, 2026 and Sam Payments on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*