# LCNB Mobile Banking vs PCA Wealth

The clearest difference is rating: LCNB Mobile Banking at 4.8 against PCA Wealth's 2.1. LCNB Mobile Banking also leads on ratings volume (4.7K vs 18) and review sentiment (47% vs 30%). PCA Wealth's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LCNB Mobile Banking holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: LCNB Mobile Banking has 4.7K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 47% of LCNB Mobile Banking's written reviews are positive against 30% of PCA Wealth's.

LCNB Mobile Banking ships an update every 4 weeks, PCA Wealth every 2 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | LCNB Mobile Banking | PCA Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.7K ratings)](https://appshunter.io/ios/app/lcnb-mobile-banking/id1094124824/reviews)** | [2.1 (18 ratings)](https://appshunter.io/ios/app/pca-wealth/id6443334663/reviews) |
| Number of ratings | **4.7K** | 18 |
| Positive reviews | **46.8% of reviews** | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 196 MB | 34 MB |
| Requires iOS | 18.4 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [LCNB National Bank](https://appshunter.io/developer/490191371) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### LCNB Mobile Banking

[App page](https://appshunter.io/ios/app/lcnb-mobile-banking/id1094124824)

Consolidate all your financial accounts, including those from other institutions, into one organized view. This secure tool provides real-time updates, transaction details, and customizable alerts to help you manage your money effectively and make informed financial decisions.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security with passcode

**Features:** Apple Wallet

**In-app purchases:** none


### PCA Wealth

[App page](https://appshunter.io/ios/app/pca-wealth/id6443334663)

Manage your retirement account on the go with this mobile app. Features include enrollment, income forecasting, balance monitoring, contribution changes, investment management, document uploads, and a financial learning center. Secure login options like biometrics are available.

**Highlights:** Retirement account enrollment, Income forecasting, Balance and performance monitoring, Contribution adjustments, Investment selection and rebalancing, Secure document uploads, Financial learning resources

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LCNB Mobile Banking free?

LCNB Mobile Banking is free to download, with no in-app purchases.

### Is PCA Wealth free?

PCA Wealth is free to download, with no in-app purchases.

### Which has better reviews, LCNB Mobile Banking or PCA Wealth?

LCNB Mobile Banking is rated higher. LCNB Mobile Banking averages 4.8 out of 5 from 4.7K ratings, while PCA Wealth averages 2.1 from 18 ratings.

### Do LCNB Mobile Banking or PCA Wealth have ads?

Neither LCNB Mobile Banking nor PCA Wealth shows ads.

### Which is updated more often, LCNB Mobile Banking or PCA Wealth?

LCNB Mobile Banking ships an update every 4 weeks, and PCA Wealth every 2 months. Most recently, LCNB Mobile Banking was updated on October 29, 2026 and PCA Wealth on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*