# RBL MyCard vs Subtle

The clearest difference is rating: Subtle at 5.0 against RBL MyCard's 2.2. RBL MyCard's advantage is in-app purchases (none vs 2) and ratings volume (45 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year. RBL MyCard asks for nothing beyond the download.

Subtle holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: RBL MyCard has 45 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | RBL MyCard | Subtle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (45 ratings)](https://appshunter.io/ios/app/rbl-mycard/id1094968214/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166/reviews)** |
| Number of ratings | **45** | 1 |
| Positive reviews | 3.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Freemium |
| Size | 96 MB | 48 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [RBL Bank Ltd](https://appshunter.io/developer/916461661) | [North Studio](https://appshunter.io/developer/1896510509) |

## What reviewers say

### RBL MyCard

[App page](https://appshunter.io/ios/app/rbl-mycard/id1094968214)

Manage your credit card account conveniently from your mobile device. View your personalized activity timeline, check statements, and pay your card bills with ease. Monitor your past transactions and stay on top of your finances.

**Highlights:** Personalized activity timeline, Check statements, Pay card bills, Monitor previous activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Subtle

[App page](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166)

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

**Highlights:** Track all subscriptions in one view, Scan receipts for automatic entry, Built-in catalog of popular services, Renewal reminders, Spending insights and totals, Cancellation guides for services

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subtle Pro Annual | $39.99 | per year |
| Subtle Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is RBL MyCard free?

RBL MyCard is free to download, with no in-app purchases.

### Is Subtle free?

Subtle is free to download, with in-app purchases available.

### Which has better reviews, RBL MyCard or Subtle?

Subtle is rated higher. RBL MyCard averages 2.2 out of 5 from 45 ratings, while Subtle averages 5.0 from 1 ratings.

### Do RBL MyCard or Subtle have ads?

Neither RBL MyCard nor Subtle shows ads.

### Which is updated more often, RBL MyCard or Subtle?

RBL MyCard ships an update fortnightly, and Subtle fortnightly. Most recently, RBL MyCard was updated on September 26, 2026 and Subtle on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*