# DB손해보험 다이렉트 공식앱 vs IBK연금 스마트창구

The clearest difference is rating: DB손해보험 다이렉트 공식앱 at 1.6 against IBK연금 스마트창구's 1.0. DB손해보험 다이렉트 공식앱 also leads on review sentiment (36% vs 0%) and ratings volume (12 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DB손해보험 다이렉트 공식앱 holds the better App Store score, 1.6 against 1.0. That said, the two scores are not equally well evidenced: DB손해보험 다이렉트 공식앱 has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 36% of DB손해보험 다이렉트 공식앱's written reviews are positive against 0% of IBK연금 스마트창구's.

DB손해보험 다이렉트 공식앱 ships an update every 2 months, IBK연금 스마트창구 every 3 months. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | DB손해보험 다이렉트 공식앱 | IBK연금 스마트창구 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.6 (12 ratings)](https://appshunter.io/ios/app/db/id1095657443/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id1469504107/reviews) |
| Number of ratings | **12** | 2 |
| Positive reviews | **35.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 42 MB | 48 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DB Insurance Co., Ltd.](https://appshunter.io/developer/399208940) | [IBK Insurance Co. Ltd.](https://appshunter.io/developer/1467880950) |

## What reviewers say

### DB손해보험 다이렉트 공식앱

[App page](https://appshunter.io/ios/app/db/id1095657443)

Easily compare and sign up for affordable direct insurance plans, manage your existing policies, and access helpful insurance information. This app offers convenient policy management features like mileage photo registration and driver information changes.

**Highlights:** Insurance premium calculation and application, Various insurance product offerings, Policy lookup and certificate issuance, Mileage photo registration for special riders, Customer center services, Event participation

**Features:** Vision Pro support

**In-app purchases:** none


### IBK연금 스마트창구

[App page](https://appshunter.io/ios/app/ibk/id1469504107)

Manage your pension and retirement accounts with ease. Access policy details, make payments, and apply for loans anytime, anywhere. Features include biometric login, mobile policy documents, and future fund projections.

**Highlights:** Pension and retirement account management, Policy contract management, Biometric and simple password login, Mobile policy documents and notices, Loan application and repayment, Retirement fund simulation

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DB손해보험 다이렉트 공식앱 free?

DB손해보험 다이렉트 공식앱 is free to download, with no in-app purchases.

### Is IBK연금 스마트창구 free?

IBK연금 스마트창구 is free to download, with no in-app purchases.

### Which has better reviews, DB손해보험 다이렉트 공식앱 or IBK연금 스마트창구?

DB손해보험 다이렉트 공식앱 is rated higher. DB손해보험 다이렉트 공식앱 averages 1.6 out of 5 from 12 ratings, while IBK연금 스마트창구 averages 1.0 from 2 ratings.

### Do DB손해보험 다이렉트 공식앱 or IBK연금 스마트창구 have ads?

Neither DB손해보험 다이렉트 공식앱 nor IBK연금 스마트창구 shows ads.

### Which is updated more often, DB손해보험 다이렉트 공식앱 or IBK연금 스마트창구?

DB손해보험 다이렉트 공식앱 ships an update every 2 months, and IBK연금 스마트창구 every 3 months. Most recently, DB손해보험 다이렉트 공식앱 was updated on October 14, 2026 and IBK연금 스마트창구 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*