# MyJCB vs YOKA!Pay（よかペイ）

The clearest difference is review sentiment: MyJCB at 33% against YOKA!Pay（よかペイ）'s 0%. MyJCB also leads on update cadence (every 2 months vs every 4 months). YOKA!Pay（よかペイ）'s advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyJCB ships an update every 2 months, YOKA!Pay（よかペイ） every 4 months. The most recent releases landed on November 2, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | MyJCB | YOKA!Pay（よかペイ） |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (25 ratings)](https://appshunter.io/ios/app/myjcb/id1097001344/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 161 MB | 33 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JCB Co., Ltd.](https://appshunter.io/developer/433044962) | [福岡銀行](https://appshunter.io/developer/544647152) |

## What reviewers say

### MyJCB

[App page](https://appshunter.io/ios/app/myjcb/id1097001344)

Manage your JCB card account with easy login options like fingerprint or face ID. Quickly check your spending, payment dates, and points. Receive notifications for card usage and set alerts to prevent overspending for secure and convenient card management.

**Highlights:** Easy login with biometrics or passcode, View recent spending and payment dates, Track loyalty points, Sort and filter transaction history, Consolidated login for multiple cards, Security status dashboard, Card usage notifications and spending alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### YOKA!Pay（よかペイ）

[App page](https://appshunter.io/ios/app/yokapay/id1328898220)

A mobile payment service that links your bank account for cashless transactions. Easily register and pay directly from your account, with no need for credit cards or pre-payment. Supports peer-to-peer transfers and bill payments.

**Highlights:** Easy app registration, Direct account debit, Free personal transfers (Kotora), Bill payment via eL-QR, Cashless lifestyle support, No credit card required

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyJCB free?

MyJCB is free to download, with no in-app purchases.

### Is YOKA!Pay（よかペイ） free?

YOKA!Pay（よかペイ） is free to download, with no in-app purchases.

### Do MyJCB or YOKA!Pay（よかペイ） have ads?

Neither MyJCB nor YOKA!Pay（よかペイ） shows ads.

### Which is updated more often, MyJCB or YOKA!Pay（よかペイ）?

MyJCB ships an update every 2 months, and YOKA!Pay（よかペイ） every 4 months. Most recently, MyJCB was updated on November 2, 2026 and YOKA!Pay（よかペイ） on September 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*