# SM Mutual Fund vs Creddinv One

SM Mutual Fund and Creddinv One are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SM Mutual Fund ships an update every 3 months, Creddinv One every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SM Mutual Fund | Creddinv One |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Size | 86 MB | 102 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Excel Net Solutions Private Limited](https://appshunter.io/developer/1108471137) | [Creddinv](https://appshunter.io/developer/1767309606) |

## What reviewers say

### SM Mutual Fund

[App page](https://appshunter.io/ios/app/sm-mutual-fund/id1097088879)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Creddinv One

[App page](https://appshunter.io/ios/app/creddinv-one/id6743076711)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SM Mutual Fund free?

SM Mutual Fund is free to download, with no in-app purchases.

### Is Creddinv One free?

Creddinv One is free to download, with no in-app purchases.

### Do SM Mutual Fund or Creddinv One have ads?

Neither SM Mutual Fund nor Creddinv One shows ads.

### Which is updated more often, SM Mutual Fund or Creddinv One?

SM Mutual Fund ships an update every 3 months, and Creddinv One every 2 months. Most recently, SM Mutual Fund was updated on October 24, 2026 and Creddinv One on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*