# Loan Calculator vs WisePlan Wealth

The clearest difference is in-app purchases: Loan Calculator at none against WisePlan Wealth's 4. Loan Calculator also leads on iOS requirement (13.0 vs 26.0). WisePlan Wealth's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price and device support there is nothing between them.

Both are free to download. WisePlan Wealth sells 4 in-app purchases, starting at $4.99 per month. Loan Calculator asks for nothing beyond the download.

Loan Calculator ships an update every 2 months, WisePlan Wealth every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Loan Calculator | WisePlan Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (322 ratings)](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421/reviews)** | — |
| Number of ratings | **322** | — |
| Positive reviews | 62.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Ad-supported | — |
| Size | 6 MB | 11 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 17+ | 4+ |
| Developer | [giang pham](https://appshunter.io/developer/1078135816) | [WisePlan Wealth Ltd.](https://appshunter.io/developer/1896713137) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421)

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

**Highlights:** Loan repayment forecasting, Extra payment impact analysis, Equal Payment method, Equal Principal method, Interest Only method, Variable payment frequencies, Various extra payment options

**In-app purchases:** none


### WisePlan Wealth

[App page](https://appshunter.io/ios/app/wiseplan-wealth/id6770072052)

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WisePlan Wealth Premium Monthly | $4.99 | per month |
| WisePlan Premium Annual | $29.99 | per year |
| WisePlan Premium Quarterly | $29.99 | per 3 months |
| WisePlan Pro Annual | $249.00 | per year |


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with no in-app purchases.

### Is WisePlan Wealth free?

WisePlan Wealth is free to download, with in-app purchases available.

### Do Loan Calculator or WisePlan Wealth have ads?

Loan Calculator shows ads; WisePlan Wealth does not.

### Which is updated more often, Loan Calculator or WisePlan Wealth?

Loan Calculator ships an update every 2 months, and WisePlan Wealth every 2 weeks. Most recently, Loan Calculator was updated on October 24, 2026 and WisePlan Wealth on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*