# Joint Expense vs Bailard Vault

The clearest difference is in-app purchases: Bailard Vault at none against Joint Expense's 1. Joint Expense's advantage is update cadence (every 6 weeks vs every 4 months) and iOS requirement (11.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Joint Expense sells 1 one-off in-app purchase. Bailard Vault asks for nothing beyond the download.

Joint Expense ships an update every 6 weeks, Bailard Vault every 4 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Joint Expense | Bailard Vault |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 9 MB | 34 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vishal Chaudhry](https://appshunter.io/developer/451982651) | [FutureVault Inc.](https://appshunter.io/developer/1145623257) |

## What reviewers say

### Joint Expense

[App page](https://appshunter.io/ios/app/joint-expense/id1097381597)

Manage group expenses with flexibility. Record shared costs, track money collected in advance, and generate detailed reports to settle balances. Ideal for trips, parties, or shared living situations.

**Highlights:** Record individual and shared expenses, Create a money bank for advance collection, Specify unequal participant dues, Combine different expense types, Generate detailed email reports, Duplicate existing events

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Expenses | $1.99 | one-time |


### Bailard Vault

[App page](https://appshunter.io/ios/app/bailard-vault/id1547261836)

**In-app purchases:** none


## Frequently asked questions

### Is Joint Expense free?

Joint Expense is free to download, with in-app purchases available.

### Is Bailard Vault free?

Bailard Vault is free to download, with no in-app purchases.

### Do Joint Expense or Bailard Vault have ads?

Neither Joint Expense nor Bailard Vault shows ads.

### Which is updated more often, Joint Expense or Bailard Vault?

Joint Expense ships an update every 6 weeks, and Bailard Vault every 4 months. Most recently, Joint Expense was updated on October 24, 2026 and Bailard Vault on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*