# m vs Smart Nova Mobile

The clearest difference is ratings volume: m at 185 against Smart Nova Mobile's 2. Smart Nova Mobile's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Nova Mobile holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: m has 185 ratings behind it against 2, so its average is the more settled of the two.

m ships an update every 3 months, Smart Nova Mobile every 2 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | m | Smart Nova Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (185 ratings)](https://appshunter.io/ios/app/m-bank/id1097830003/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smart-nova-mobile/id6746182379/reviews)** |
| Number of ratings | **185** | 2 |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 467 MB | 146 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank a.d. Banja Luka](https://appshunter.io/developer/1097830002) | [Nova Banka](https://appshunter.io/developer/1544923221) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-bank/id1097830003)

This mobile banking app allows users to manage accounts, make payments, and access banking services conveniently. It offers features like transaction history, bill payments, ATM/branch locators, and secure login options.

**Highlights:** Account and card overview, All types of payment, Branch & ATM locator, Foreign currency exchange, Fingerprint authentication, Contactless payment via Apple Pay, Push notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Smart Nova Mobile

[App page](https://appshunter.io/ios/app/smart-nova-mobile/id6746182379)

This mobile banking app allows clients to conduct financial transactions and manage their accounts 24/7. It facilitates payments, internal transfers, and bill payments, offering secure and convenient banking services. Users can also manage card limits and set up recurring payments.

**Highlights:** Account access, Domestic and international payments, Internal fund transfers, Bill payment, Card limit management, Recurring payment setup, mToken for payment authorization

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is Smart Nova Mobile free?

Smart Nova Mobile is free to download, with no in-app purchases.

### Which has better reviews, m or Smart Nova Mobile?

Smart Nova Mobile is rated higher. m averages 4.7 out of 5 from 185 ratings, while Smart Nova Mobile averages 5.0 from 2 ratings.

### Do m or Smart Nova Mobile have ads?

Neither m nor Smart Nova Mobile shows ads.

### Which is updated more often, m or Smart Nova Mobile?

m ships an update every 3 months, and Smart Nova Mobile every 2 months. Most recently, m was updated on November 6, 2026 and Smart Nova Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*