# m vs SubsTrack

The clearest difference is in-app purchases: m at none against SubsTrack's 2. m also leads on iOS requirement (15.0 vs 17.0). SubsTrack's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. SubsTrack sells 2 in-app purchases, starting at $4.99 per 7 days. m asks for nothing beyond the download.

m ships an update every 3 months, SubsTrack every 3 weeks. The most recent releases landed on September 21, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | m | SubsTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (182 ratings)](https://appshunter.io/ios/app/m-bank/id1097830003/reviews)** | — |
| Number of ratings | **182** | — |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 443 MB | 1 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UniCredit Bank a.d. Banja Luka](https://appshunter.io/developer/1097830002) | [Phuc Pham](https://appshunter.io/developer/1893081423) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-bank/id1097830003)

This mobile banking app allows users to manage accounts, make payments, and access banking services conveniently. It offers features like transaction history, bill payments, ATM/branch locators, and secure login options.

**Highlights:** Account and card overview, All types of payment, Branch & ATM locator, Foreign currency exchange, Fingerprint authentication, Contactless payment via Apple Pay, Push notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SubsTrack

[App page](https://appshunter.io/ios/app/substrack-subscriptions/id6772277817)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Yearly | $24.99 | per year |


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is SubsTrack free?

SubsTrack is free to download, with in-app purchases available.

### Do m or SubsTrack have ads?

Neither m nor SubsTrack shows ads.

### Which is updated more often, m or SubsTrack?

m ships an update every 3 months, and SubsTrack every 3 weeks. Most recently, m was updated on September 21, 2026 and SubsTrack on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*