# 安逸花 vs 奇富借条(原360借条)

安逸花 and 奇富借条(原360借条) both sit at 4.7 stars, but that hides the real split: 95% of 安逸花's written reviews are positive against 58% of 奇富借条(原360借条)'s. 奇富借条(原360借条)'s advantage is in-app purchases (none vs 7). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. 安逸花 sells 7 in-app purchases, starting at $0.49 per month. 奇富借条(原360借条) asks for nothing beyond the download.

奇富借条(原360借条) holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 2.3M and 2.8M respectively. Written reviews complicate that: 95% of 安逸花's written reviews are positive against 58% of 奇富借条(原360借条)'s, so the app with the better star average is not the one people write more warmly about.

安逸花 ships an update every 3 weeks, 奇富借条(原360借条) fortnightly. Both last shipped on November 13, 2026.

## The numbers

| Metric | 安逸花 | 奇富借条(原360借条) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.3M ratings)](https://appshunter.io/ios/app/id1098542282/reviews) | **[4.9 (2.8M ratings)](https://appshunter.io/ios/app/360/id1178856715/reviews)** |
| Number of ratings | 2.3M | **2.8M** |
| Positive reviews | **95.1% of reviews** | 57.6% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 128 MB | 95 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 安逸花

[App page](https://appshunter.io/ios/app/id1098542282)

This app offers quick and flexible personal loans with high credit limits and fast disbursement. It provides a secure and convenient online borrowing experience, allowing for repeated use of approved credit lines.

**Highlights:** High credit limits up to 200,000 CNY, Fast disbursement, as quick as 1 minute, Secure and trustworthy, from a licensed financial institution, Flexible credit lines with repeated use, Online application with ID and phone number, Easy loan progress tracking and repayment

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 逸骊生活基础服务 | $0.49 | per month |
| 逸骊生活钜惠服务 | $0.99 | per month |
| 逸骊生活基础服务 | $0.99 | per month |
| 逸骊生活标准服务 | $5.99 | per month |
| 逸骊生活尊享服务 | $14.99 | per month |
| 逸骊生活钜惠单月服务 | $0.99 | one-time |
| 逸骊生活基础单月服务 | $0.99 | one-time |

**What reviewers like**

- 💳 Convenient loan process
- ⚡ Fast loan approval and disbursement
- 💰 Reasonable interest rates
- 🤝 Helpful customer service
- 🆙 Easy to increase loan limit

**What reviewers complain about**

- 🚫 Unable to prepay loans
- 📞 Frequent telemarketing calls
- 💳 Hidden fees and charges
- 🔍 Lack of transparency in loan terms
- 🤖 Automated decision-making issues

**Reported bugs**

- Loan application process freezes
- Inconsistent app performance on older devices

**Requested features**

- Allow prepayment of loans
- Improve transparency of loan terms
- Provide more flexible repayment options
- Enhance customer service responsiveness
- Implement stricter controls on telemarketing


### 奇富借条(原360借条)

[App page](https://appshunter.io/ios/app/360/id1178856715)

This app provides mobile credit loans with high limits and transparent fees. It offers flexible repayment options, a fully online application process with facial recognition, and secure borrowing. New users can benefit from an interest-free offer.

**Highlights:** High loan limits up to 200,000 yuan, Transparent interest and fees, Flexible repayment options (3, 6, 12, 24 months), Fully online application with facial recognition, Secure borrowing with advanced technology, New user interest-free gift package

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💳 Convenient for financial needs
- 👍 Simple and user-friendly
- 🙏 Helpful in emergencies

**What reviewers complain about**

- 🐛 Crashes and freezes
- 💰 High interest rates
- 🔒 Privacy and security concerns
- 📞 Aggressive marketing and constant calls

**Reported bugs**

- Unreliable loan disbursement
- Difficulties with account cancellation

**Requested features**

- Improve approval rate
- Provide more transparent pricing
- Offer better customer support


## Frequently asked questions

### Is 安逸花 free?

安逸花 is free to download, with in-app purchases available.

### Is 奇富借条(原360借条) free?

奇富借条(原360借条) is free to download, with no in-app purchases.

### Which has better reviews, 安逸花 or 奇富借条(原360借条)?

奇富借条(原360借条) is rated higher. 安逸花 averages 4.7 out of 5 from 2.3M ratings, while 奇富借条(原360借条) averages 4.9 from 2.8M ratings.

### Do 安逸花 or 奇富借条(原360借条) have ads?

Neither 安逸花 nor 奇富借条(原360借条) shows ads.

### Which is updated more often, 安逸花 or 奇富借条(原360借条)?

安逸花 ships an update every 3 weeks, and 奇富借条(原360借条) fortnightly. Most recently, 安逸花 was updated on November 13, 2026 and 奇富借条(原360借条) on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*