# Telhio Mobile Banking vs EDUCU Access

Telhio Mobile Banking and EDUCU Access both sit at 4.8 stars, but that hides the real split: 77% of EDUCU Access's written reviews are positive against 54% of Telhio Mobile Banking's. Telhio Mobile Banking's advantage is monetization model (ad-supported vs free with in-app purchases) and ratings volume (8.1K vs 1.2K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Telhio Mobile Banking against 4.8 for EDUCU Access. That said, the two scores are not equally well evidenced: Telhio Mobile Banking has 8.1K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews are what separate them: 54% of Telhio Mobile Banking's written reviews are positive against 77% of EDUCU Access's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Telhio Mobile Banking | EDUCU Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.1K ratings)](https://appshunter.io/ios/app/telhio-mobile-banking/id1098798435/reviews)** | [4.8 (1.2K ratings)](https://appshunter.io/ios/app/educu-access/id1485595662/reviews) |
| Number of ratings | **8.1K** | 1.2K |
| Positive reviews | 54.4% of reviews | **76.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 170 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Telhio Credit Union, INC.](https://appshunter.io/developer/680761475) | [Education First Credit Union, Inc](https://appshunter.io/developer/636515600) |

## What reviewers say

### Telhio Mobile Banking

[App page](https://appshunter.io/ios/app/telhio-mobile-banking/id1098798435)

Manage your finances conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, and depositing checks. Stay connected with secure messaging for customer support.

**Highlights:** Check account balances, Transfer money between accounts, Make mobile check deposits, View transaction history, Send secure messages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Comprehensive and lovely app
- 🔒 Robust security features
- 💡 Great integration with Face ID
- 👍 Slick and easy to navigate

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🔒 Complex passwords and verifications required
- 🔒 Cloudflare issues in a banking app
- 💸 Lots of full-screen ads and announcements
- 🐛 Portrait-only mode, no landscape support

**Reported bugs**

- App no longer functions after update
- Login issues with wrong credentials or account not found
- Inability to pay auto loan through the app
- Alerts not working as expected, delayed or missing
- Frequent crashes when trying to access bill pay

**Requested features**

- Add push notifications for deposits and transactions
- Improve bill pay experience with easier access
- Implement PIN login option for faster access
- Add dark mode and other customization options
- Provide more detailed transaction history and analytics


### EDUCU Access

[App page](https://appshunter.io/ios/app/educu-access/id1485595662)

Consolidate all your financial accounts, from various institutions, into one convenient dashboard. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Telhio Mobile Banking free?

Telhio Mobile Banking is free to download, with no in-app purchases.

### Is EDUCU Access free?

EDUCU Access is free to download, with no in-app purchases.

### Which has better reviews, Telhio Mobile Banking or EDUCU Access?

Telhio Mobile Banking is rated higher. Telhio Mobile Banking averages 4.8 out of 5 from 8.1K ratings, while EDUCU Access averages 4.8 from 1.2K ratings.

### Do Telhio Mobile Banking or EDUCU Access have ads?

Neither Telhio Mobile Banking nor EDUCU Access shows ads.

### Which is updated more often, Telhio Mobile Banking or EDUCU Access?

Telhio Mobile Banking ships an update monthly, and EDUCU Access monthly. Most recently, Telhio Mobile Banking was updated on October 24, 2026 and EDUCU Access on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*