# Paynet Wallet vs maibank

The clearest difference is ratings volume: maibank at 160 against Paynet Wallet's 19. Paynet Wallet's advantage is review sentiment (67% vs 57%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for Paynet Wallet against 4.1 for maibank. That said, the two scores are not equally well evidenced: maibank has 160 ratings behind it against 19, so its average is the more settled of the two. Written reviews are what separate them: 67% of Paynet Wallet's written reviews are positive against 57% of maibank's.

Both ship on a similar rhythm, roughly every 8 days. The most recent releases landed on September 14, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Paynet Wallet | maibank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (19 ratings)](https://appshunter.io/ios/app/paynet-wallet/id1099475166/reviews)** | [4.1 (160 ratings)](https://appshunter.io/ios/app/maibank/id1312754339/reviews) |
| Number of ratings | 19 | **160** |
| Positive reviews | **66.7% of reviews** | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 days | Every 8 days |
| Monetization | Free | Free |
| Size | 445 MB | 367 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PayPoint LLC](https://appshunter.io/developer/848957901) | [BC Moldova AgroindBank SA](https://appshunter.io/developer/1271657733) |

## What reviewers say

### Paynet Wallet

[App page](https://appshunter.io/ios/app/paynet-wallet/id1099475166)

Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.

**Highlights:** Open payment accounts in Moldova and EU, Virtual or physical Mastercard debit card, Free ATM withdrawals in Moldova, Real-time transaction alerts, Card control features (lock/unlock, PIN reset, limits), Local and international IBAN support, Affordable international transfers, Free bank transfers via MIA Instant Payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### maibank

[App page](https://appshunter.io/ios/app/maibank/id1312754339)

This all-in-one financial app puts banking at your fingertips, offering a simple, secure, and intuitive experience. Manage accounts, cards, loans, and payments effortlessly, with instant digital cards and the ability to pay bills in seconds. Enjoy enhanced privacy with features like Hide Balances.

**Highlights:** Secure and intuitive banking experience, Advanced security with biometrics, Effortless account and card management, Flexible loans and deposits, Instant digital cards, Fast payments and bill pay, Privacy tools like Hide Balances

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paynet Wallet free?

Paynet Wallet is free to download, with no in-app purchases.

### Is maibank free?

maibank is free to download, with no in-app purchases.

### Which has better reviews, Paynet Wallet or maibank?

Paynet Wallet is rated higher. Paynet Wallet averages 4.2 out of 5 from 19 ratings, while maibank averages 4.1 from 160 ratings.

### Do Paynet Wallet or maibank have ads?

Neither Paynet Wallet nor maibank shows ads.

### Which is updated more often, Paynet Wallet or maibank?

Paynet Wallet ships an update every 8 days, and maibank every 8 days. Most recently, Paynet Wallet was updated on September 14, 2026 and maibank on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*