# Paynet Wallet vs Emorya

The clearest difference is in-app purchases: Paynet Wallet at none against Emorya's 3. Emorya's advantage is rating (4.7 vs 4.3) and review sentiment (92% vs 75%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Emorya sells 3 in-app purchases, starting at $11.99 per month. Paynet Wallet asks for nothing beyond the download.

Emorya holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 21 and 11 respectively. Written reviews point the same way: 75% of Paynet Wallet's written reviews are positive against 92% of Emorya's.

Paynet Wallet ships an update every 6 days, Emorya every 10 days. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Paynet Wallet | Emorya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (21 ratings)](https://appshunter.io/ios/app/paynet-wallet/id1099475166/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/emorya/id6449254736/reviews)** |
| Number of ratings | **21** | 11 |
| Positive reviews | 75.0% of reviews | **92.3% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 10 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 447 MB | 111 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayPoint LLC](https://appshunter.io/developer/848957901) | [Emorya IT SRL](https://appshunter.io/developer/1688382100) |

## What reviewers say

### Paynet Wallet

[App page](https://appshunter.io/ios/app/paynet-wallet/id1099475166)

Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.

**Highlights:** Open payment accounts in Moldova and EU, Virtual or physical Mastercard debit card, Free ATM withdrawals in Moldova, Real-time transaction alerts, Card control features (lock/unlock, PIN reset, limits), Local and international IBAN support, Affordable international transfers, Free bank transfers via MIA Instant Payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Emorya

[App page](https://appshunter.io/ios/app/emorya/id6449254736)

This app allows members of a specific network to sync their health data and engage in competitive challenges to earn rewards. It provides tools to track fitness progress with detailed insights and offers easy registration into the network.

**Highlights:** Effortless registration, Apple Health integration, Fitness progress tracking, In-network competitions, Unlock rewards and achievements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Emorya Premium Monthly | $11.99 | per month |
| Emorya Premium Bi-Annual | $59.99 | per 6 months |
| Emorya Premium Annual | $99.99 | per year |


## Frequently asked questions

### Is Paynet Wallet free?

Paynet Wallet is free to download, with no in-app purchases.

### Is Emorya free?

Emorya is free to download, with in-app purchases available.

### Which has better reviews, Paynet Wallet or Emorya?

Emorya is rated higher. Paynet Wallet averages 4.3 out of 5 from 21 ratings, while Emorya averages 4.7 from 11 ratings.

### Do Paynet Wallet or Emorya have ads?

Neither Paynet Wallet nor Emorya shows ads.

### Which is updated more often, Paynet Wallet or Emorya?

Paynet Wallet ships an update every 6 days, and Emorya every 10 days. Most recently, Paynet Wallet was updated on October 18, 2026 and Emorya on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*