# FincoMóvil vs Payflow

The clearest difference is rating: Payflow at 4.6 against FincoMóvil's 3.5. Payflow also leads on update cadence (weekly vs every 2 months) and ratings volume (12 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payflow holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: Payflow has 12 ratings behind it against 2, so its average is the more settled of the two.

FincoMóvil ships an update every 2 months, Payflow weekly. The most recent releases landed on September 15, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | FincoMóvil | Payflow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/fincomovil/id1100784906/reviews) | **[4.6 (12 ratings)](https://appshunter.io/ios/app/payflow/id1503530690/reviews)** |
| Number of ratings | 2 | **12** |
| Positive reviews | — | 66.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | Free |
| Size | 47 MB | 25 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FINCOMERCIO LTDA](https://appshunter.io/developer/1435836718) | [Payflow Digital S.L.](https://appshunter.io/developer/1503530689) |

## What reviewers say

### FincoMóvil

[App page](https://appshunter.io/ios/app/fincomovil/id1100784906)

Manage your cooperative membership from your phone. Easily pay bills, find service points, and stay informed about events and benefits. Access your cooperative services conveniently and securely.

**Highlights:** Download payment barcodes, Pay credits easily, Find service points and hours, Access events and benefits, Consult product information, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payflow

[App page](https://appshunter.io/ios/app/payflow/id1503530690)

Access earned wages on demand, whenever you need them. This service allows you to withdraw funds you've already earned directly to your bank account with a few clicks. Your employer must offer this benefit for you to use it.

**Highlights:** Access earned wages on demand, Real-time withdrawals, Direct bank transfers, No commissions charged, Employer-provided benefit integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FincoMóvil free?

FincoMóvil is free to download, with no in-app purchases.

### Is Payflow free?

Payflow is free to download, with no in-app purchases.

### Which has better reviews, FincoMóvil or Payflow?

Payflow is rated higher. FincoMóvil averages 3.5 out of 5 from 2 ratings, while Payflow averages 4.6 from 12 ratings.

### Do FincoMóvil or Payflow have ads?

Neither FincoMóvil nor Payflow shows ads.

### Which is updated more often, FincoMóvil or Payflow?

FincoMóvil ships an update every 2 months, and Payflow weekly. Most recently, FincoMóvil was updated on September 15, 2026 and Payflow on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*