# Cashminute vs Topratepay

The clearest difference is ads: Topratepay at none against Cashminute's shown. Topratepay also leads on monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.0). Cashminute's advantage is update cadence (every 9 days vs every 14 months). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cashminute ships an update every 9 days, Topratepay every 14 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Cashminute | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/cashminute/id1102471606/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 9 days** | Every 14 months |
| Monetization | Ad-supported | **Free** |
| Size | 54 MB | 40 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jalloh Enterprises Limited](https://appshunter.io/developer/1102471604) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### Cashminute

[App page](https://appshunter.io/ios/app/cashminute/id1102471606)

Easily and securely send money internationally at a fraction of the cost of traditional banks. Enjoy fast, instant transfers to bank accounts, mobile wallets, and over 14,000 cash pick-up locations worldwide. Your first transfer is fee-free.

**Highlights:** Low-cost international money transfers, Instant transfers to 81+ countries, Send to banks, mobile wallets, and cash pick-up locations, First transfer fee-free, Real-time transfer updates, FCA-authorised and secure, In-app customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cashminute free?

Cashminute is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Do Cashminute or Topratepay have ads?

Cashminute shows ads; Topratepay does not.

### Which is updated more often, Cashminute or Topratepay?

Cashminute ships an update every 9 days, and Topratepay every 14 months. Most recently, Cashminute was updated on October 24, 2026 and Topratepay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*