# Monese vs MiFinity

The clearest difference is ads: MiFinity at none against Monese's shown. MiFinity also leads on review sentiment (53% vs 19%) and monetization model (free vs free with in-app purchases). Monese's advantage is rating (4.7 vs 4.4) and ratings volume (2.4K vs 39). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 39, so its average is the more settled of the two. Written reviews complicate that: 19% of Monese's written reviews are positive against 53% of MiFinity's, so the app with the better star average is not the one people write more warmly about.

Monese ships an update every 3 weeks, MiFinity every 2 weeks. The most recent releases landed on November 2, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Monese | MiFinity |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** | [4.4 (39 ratings)](https://appshunter.io/ios/app/mifinity/id1440262293/reviews) |
| Number of ratings | **2.4K** | 39 |
| Positive reviews | 18.8% of reviews | **52.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 203 MB | 130 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [MiFinity UK Limited](https://appshunter.io/developer/1058842544) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### MiFinity

[App page](https://appshunter.io/ios/app/mifinity/id1440262293)

This app provides a secure and fast way to manage your money online. It allows users to pay for goods and services, receive funds, and transfer money globally with low fees. It supports multiple currencies and payment methods for a convenient experience.

**Highlights:** Global money transfers, Online payments, Receive funds, Multiple currency eWallets, 75+ payment methods, Biometric login, Low transparent fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is MiFinity free?

MiFinity is free to download, with no in-app purchases.

### Which has better reviews, Monese or MiFinity?

Monese is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while MiFinity averages 4.4 from 39 ratings.

### Do Monese or MiFinity have ads?

Monese shows ads; MiFinity does not.

### Which is updated more often, Monese or MiFinity?

Monese ships an update every 3 weeks, and MiFinity every 2 weeks. Most recently, Monese was updated on November 2, 2026 and MiFinity on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*