# Monese vs myAPS

The clearest difference is rating: Monese at 4.7 against myAPS's 4.0. Monese also leads on ratings volume (2.4K vs 2). myAPS's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 2, so its average is the more settled of the two.

Monese ships an update every 3 weeks, myAPS monthly. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Monese | myAPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/myaps/id1454207441/reviews) |
| Number of ratings | **2.4K** | 2 |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 203 MB | 47 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [APS Bank plc](https://appshunter.io/developer/1454207440) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### myAPS

[App page](https://appshunter.io/ios/app/myaps/id1454207441)

Manage your personal and business accounts, view balances, and make secure transfers and payments on the go. Log in easily with fingerprint or Face ID for quick access to your banking needs.

**Highlights:** Manage personal and business accounts, View account balances, Make transfers and payments, Mobile payments, Fingerprint/Face ID login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is myAPS free?

myAPS is free to download, with no in-app purchases.

### Which has better reviews, Monese or myAPS?

Monese is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while myAPS averages 4.0 from 2 ratings.

### Do Monese or myAPS have ads?

Monese shows ads; myAPS does not.

### Which is updated more often, Monese or myAPS?

Monese ships an update every 3 weeks, and myAPS monthly. Most recently, Monese was updated on October 26, 2026 and myAPS on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*