# Monese vs Perlas GO

Monese and Perlas GO both sit at 4.7 stars, but that hides the real split: 67% of Perlas GO's written reviews are positive against 19% of Monese's. Perlas GO also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Monese's advantage is ratings volume (2.4K vs 28). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Monese against 4.8 for Perlas GO. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 28, so its average is the more settled of the two. Written reviews are what separate them: 19% of Monese's written reviews are positive against 67% of Perlas GO's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Monese | Perlas GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews) | **[4.8 (28 ratings)](https://appshunter.io/ios/app/perlas-go/id1455082113/reviews)** |
| Number of ratings | **2.4K** | 28 |
| Positive reviews | 18.8% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 203 MB | 97 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [Perlas Finance, UAB](https://appshunter.io/developer/1455082112) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Perlas GO

[App page](https://appshunter.io/ios/app/perlas-go/id1455082113)

Easily pay all your household bills, taxes, and other expenses in one place. Set up reminders, share bills with family, and securely manage your payments with biometric login. Enjoy convenient and free bill payments.

**Highlights:** Pay all household bills in one app, Sodra and VMI tax payments, Bill sharing with family, Automatic bill data updates, Biometric login for security, Barcode scanning for easy entry

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is Perlas GO free?

Perlas GO is free to download, with no in-app purchases.

### Which has better reviews, Monese or Perlas GO?

Perlas GO is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while Perlas GO averages 4.8 from 28 ratings.

### Do Monese or Perlas GO have ads?

Monese shows ads; Perlas GO does not.

### Which is updated more often, Monese or Perlas GO?

Monese ships an update every 3 weeks, and Perlas GO every 3 weeks. Most recently, Monese was updated on October 24, 2026 and Perlas GO on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*