# Monese vs BPP

The clearest difference is ads: BPP at none against Monese's shown. BPP also leads on review sentiment (47% vs 19%) and monetization model (free vs free with in-app purchases). Monese's advantage is ratings volume (2.4K vs 12). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Monese against 4.8 for BPP. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 19% of Monese's written reviews are positive against 47% of BPP's.

Monese ships an update every 3 weeks, BPP every 5 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Monese | BPP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews) | **[4.8 (12 ratings)](https://appshunter.io/ios/app/bpp/id1509923984/reviews)** |
| Number of ratings | **2.4K** | 12 |
| Positive reviews | 18.8% of reviews | **47.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 203 MB | 195 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [Banca Popolare Pugliese](https://appshunter.io/developer/730394284) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### BPP

[App page](https://appshunter.io/ios/app/bpp/id1509923984)

Manage your banking and electronic cards with this innovative app. Access communications, news, and market insights. Securely log in using fingerprint or facial recognition.

**Highlights:** Account and card management, Daily banking operations, Access to communications and offers, News and market insights, Personalized favorites, Fingerprint and Face ID login

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is BPP free?

BPP is free to download, with no in-app purchases.

### Which has better reviews, Monese or BPP?

BPP is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while BPP averages 4.8 from 12 ratings.

### Do Monese or BPP have ads?

Monese shows ads; BPP does not.

### Which is updated more often, Monese or BPP?

Monese ships an update every 3 weeks, and BPP every 5 weeks. Most recently, Monese was updated on October 19, 2026 and BPP on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*