# Monese vs splink

The clearest difference is rating: Monese at 4.7 against splink's 1.0. Monese also leads on ratings volume (2.4K vs 1) and update cadence (every 3 weeks vs every 3 months). splink's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 19% of Monese's written reviews are positive against 0% of splink's.

Monese ships an update every 3 weeks, splink every 3 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Monese | splink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/splink/id1553078132/reviews) |
| Number of ratings | **2.4K** | 1 |
| Positive reviews | **18.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 203 MB | 94 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [splink](https://appshunter.io/developer/1553078134) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### splink

[App page](https://appshunter.io/ios/app/splink/id1553078132)

Easily accept payments from customers using various methods. Manage all your transactions in real-time from any location. Turn your device into an unlimited card terminal for on-the-go payments.

**Highlights:** Accept payments in multiple ways, Request payments from customers, Real-time payment management, Unlimited mobile card terminals, Secure payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is splink free?

splink is free to download, with no in-app purchases.

### Which has better reviews, Monese or splink?

Monese is rated higher. Monese averages 4.7 out of 5 from 2.4K ratings, while splink averages 1.0 from 1 ratings.

### Do Monese or splink have ads?

Monese shows ads; splink does not.

### Which is updated more often, Monese or splink?

Monese ships an update every 3 weeks, and splink every 3 months. Most recently, Monese was updated on October 26, 2026 and splink on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*