# Monese vs Modulr

The clearest difference is ads: Modulr at none against Monese's shown. Modulr also leads on monetization model (free vs free with in-app purchases). Monese's advantage is review sentiment (19% vs 0%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese ships an update every 3 weeks, Modulr monthly. The most recent releases landed on September 27, 2026 and August 30, 2026 respectively.

## The numbers

| Metric | Monese | Modulr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** | — |
| Number of ratings | **2.4K** | — |
| Positive reviews | **18.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 199 MB | 25 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [Modulr Finance](https://appshunter.io/developer/1677181323) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Modulr

[App page](https://appshunter.io/ios/app/modulr/id6446291360)

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

**Highlights:** Approve single payments, Approve batch payments, View account balances, Approve on the move, Streamlined approvals process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is Modulr free?

Modulr is free to download, with no in-app purchases.

### Do Monese or Modulr have ads?

Monese shows ads; Modulr does not.

### Which is updated more often, Monese or Modulr?

Monese ships an update every 3 weeks, and Modulr monthly. Most recently, Monese was updated on September 27, 2026 and Modulr on August 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*